Royal Bank of Canada

High-Net-Worth Insurance Analyst

Royal Bank of Canada$80K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years in strategic insurance planning and estate/tax planning for high-net-worth clients.
  • Degree in Finance, Actuarial Science, Business Administration or related field.
  • Bilingual in English and French for effective communication across Canada.
  • Registered financial security advisor with the Autorité des marchés financiers (AMF).
  • Advanced skills in Microsoft 365 (Word, Excel, PowerPoint, Outlook).

Responsibilities

  • Partner with the Estate Planning Specialist's team to develop large life insurance cases.
  • Prepare detailed illustrations for various life insurance products.
  • Create impactful presentations for complex insurance scenarios.
  • Analyze intricate results from insurance planning opportunities.
  • Develop unique materials to showcase tax-effective insurance solutions for wealth strategies.
  • Conduct research to create innovative product solutions.
  • Educate the team on the value of planning recommendations using clear material.

Benefits

  • Comprehensive Total Rewards Program including competitive compensation and bonuses.
  • Leaders dedicated to facilitating professional development and growth.
  • Opportunity to make a significant and lasting impact within the organization.
  • Collaborative and high-performing team environment.
Full Job Description
Job Description

What is the opportunity?

A key member of an Estate Planning Specialist's team within RBC Wealth Management Financial Services, the role of the High-Net-Worth Insurance Analyst is to deliver creative and easy to understand solutions that will allow the insurance sales professionals to meet the customized, advanced planning needs of their high-net-worth clients. In order to effectively assist in the development of customized solutions and fully understand complex client needs, the successful candidate requires strong technical ability along with outstanding communication and presentation software skills. While the High-Net-Worth Insurance Analyst helps contribute to overall team sales through their work, the main purpose of this role is to act as a consultant to the team's client-facing insurance sales professionals.

What will you do?
  • Work in partnership with the Estate Planning Specialist's team to help develop and close large life insurance cases.
  • Prepare illustrations for life insurance products and concepts.
  • Prepare custom presentations for large and complex insurance cases.
  • Calculate and analyze complicated results from insurance planning opportunities.
  • Create unique product presentations and conceptual material to be used with clients to illustrate the value of tax-effective insurance solutions in their wealth planning strategy.
  • Conduct research to assist with the development of unique product solutions.
  • Transfer knowledge to the Estate Planning Specialist's team to clearly emphasize the value of a planning recommendation or concept.
  • Prepare presentation material to be used in various marketing efforts of the Estate Planning Specialist's team.


What do you need to succeed?

Must-have
  • A minimum of 4 years of professional experience in strategic insurance planning, in estate and tax planning for business owners and professionals, and in using insurance illustration software
  • Post-secondary degree in Finance, Actuarial Science, Business Administration, or other related field
  • Bilingualism (English and French) required, as you will regularly do business with RBC partners and/or employees across Canada with English and French speaking needs
  • Financial security advisor duly registered with the Autorité des marchés financiers (AMF)
  • Advanced proficiency in Microsoft 365 apps (Word, Excel, PowerPoint, and Outlook)


Nice-to-have
  • Financial planner diploma granted by the Institute of Financial Planning
  • Chartered life underwriter (C.L.U.) designation
  • Strong analytical and problem-solving skills


What's in it for you?

  • A comprehensive Total Rewards Program, including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
  • Leaders who support your development through coaching and managing opportunities
  • Ability to make a difference and lasting impact
  • Work in a dynamic, collaborative, progressive, and high-performing team


Job Skills

Additional Job Details

Address:

2000 AV MCGILL COLLEGE, APP 1950:MONTRÉAL

City:

Montréal

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

WEALTH MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-08-05

Application Deadline:

2026-08-31
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

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At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

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At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

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We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

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Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

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