Anticipated End Date:2026-06-08
Position Title:Group Underwriter Consultant Senior
Job Description:JR192189 Group Underwriter Consultant SeniorThe Group Underwriter Consultant Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for large and complex group cases. Position is the most senior technical underwriting expert, and this role involves knowledge of all funding arrangements (Fully Insured, Level Funded, and ASO).
Location: Hybrid 1: This role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless accommodation is granted as required by law.
How You Will Make an Impact:
- Propose rates for prospective business utilizing a combination of incumbent experience, demographic/census data and manual rates.
- For larger more complex new business opportunities, will own all Underwriting pieces of the RFP including rate/fee development, rate/fee templates, financial questions, and coordination with other specialty lines of business owners.
- Drive any escalation required within the limits of authority review.
- Perform post-sale reviews and management reporting, as applicable.
- Coordinate effectively with other departments to ensure accuracy and consistency of overall account reporting.
- Prepare any requested benefit change increments and decrements/plan alternatives.
- Assist in establishing rating and administrative procedures.
- Participate in major multi-functional teams as the Underwriting representative as applicable.
- Assist in the technical development of Underwriting associates, including mentoring, on the job training, and peer review.
- Demonstrate leadership by recommending and guiding efficiency improvements, process changes or any other opportunities to improve the Underwriters workflow/toolset.
- Negotiate, collaborate, and partner effectively with internal Sales leads/management and engage in Broker discussions/meetings as applicable.
Minimum Requirements:- Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience, which would provide an equivalent background.
Preferred Skills, Capabilities, and Experiences:- Group underwriting experience with strong technical underwriting expertise.
- Experience underwriting large group, ASO (Administrative Services Only), and fully insured business.
- Strong knowledge of medical underwriting principles, risk assessment, pricing methodologies, and financial analysis.
- Experience supporting the CT/NY Tristate market preferred.
- Advanced proficiency with Microsoft Excel and strong working knowledge of Microsoft Office Suite including Word and PowerPoint.
- Strong analytical, problem-solving, and decision-making capabilities.
- Excellent verbal and written communication skills with ability to present underwriting recommendations to leadership and stakeholders.
- Demonstrated ability to work effectively in a matrixed and fast-paced environment.
- Strong stakeholder management and cross-functional collaboration experience.
- Experience supporting broker and client-facing interactions preferred.
- Strong presentation and consultative skills.
- Professional insurance designations or coursework preferred, including CPCU, CLU, LOMA, HIAA, PAHM, or other related certifications.
- Experience with underwriting systems, financial modeling tools, and reporting platforms preferred.
- Ability to quickly adapt, work independently, and hit the ground running in a highly technical underwriting environment.
Job Level:Non-Management Exempt
Workshift:1st Shift (United States of America)
Job Family:UND > Group Underwriting
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
NOTE: Workday keeps job postings active through 11:59:59 PM on the day before the listed end date. Example: If the end date is 3/13, the posting will automatically come down on 3/12 at 11:59:59 PM. In other words - the job is posted until 3/13, not through 3/13.
