TD Bank

Group Risk Specialist, Capital Risk (5075)

TD Bank$96K — $136K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree required
  • Over 5 years of experience in capital risk management
  • Proven analytical and conceptual skills
  • Strong focus on internal controls
  • Exceptional problem-solving and communication skills
  • Meticulous attention to detail
  • Experience in managing large-scale programs/projects

Responsibilities

  • Lead the assessment and management of capital risks
  • Guide others based on expertise in capital risk
  • Ensure compliance with policies and regulations
  • Monitor and report on capital risk metrics
  • Document risk policies aligned with risk appetite
  • Analyze risk factors and provide mitigation recommendations
  • Foster a collaborative and positive team environment

Benefits

  • Career growth opportunities and skill development
  • Support for a positive work culture promoting teamwork
  • Access to training and cross-functional projects
  • Exposure to industry best practices
  • Engagement in performance management and feedback activities
Full Job Description

Work Location:

Toronto, Ontario, Canada

Hours:

0

Line of Business:

Risk Management

Pay Details:

$96,900 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Position Summary

Provide a comprehensive and diverse range of capital risk management activities, acting as a subject matter expert while offering guidance and support to business partners within your area of specialization. Lead in the accurate and objective assessment of key capital risks through identification, control, and ongoing review. Oversee, provide commentary, and make recommendations aligned with overall strategy and industry best practices. Ensure that capital programs and policies are well managed, comply with internal/external requirements, and align with business priorities.

  • Takes a leadership role in the accurate, complete, and objective assessment of Capital Risks through the identification, understanding, control and ongoing review of risks.

  • Works autonomously as the lead and guides others within area of expertise.

  • Ensure respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities.

  • Responsible for the measurement, analysis, monitoring and reporting of Capital Risks.

Customer

  • Provide oversight of the Capital Risk management, including independent reviews of key business assumptions usage, reporting and data, calculation methodologies, and capital framework and policy.

  • Maintain a culture of risk management and control, supported by effective processes in alignment with the established risk appetite for Capital Risk.

  • Monitor and escalate the firm's capital positions, including design and implementation of firm’s risk appetite.

  • Document policies to capture risks that we can measure and understand, aligned to TD's risk appetite.

  • Analyze key risk factors / relationships / patterns and trends and provides recommendations on mitigating potential risks and/or escalates key issues accordingly.

Shareholder

  • Ensure the compliance of the Capital Risk processes with both US and OSFI regulations.

  • Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations.

  • Lead, facilitate, and/or implement actions and remediation plans to address performance / risk /governance issues.

  • Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements.

  • Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.

  • Communicate difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders.

Team

  • Support a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensure timely communication of issues/ points of interest.

  • Participate in personal performance management and development activities, including cross training within own team.

  • Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.

  • Act as a technical expert / lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists.

  • Proactively identify opportunities for process efficiencies where opportunities exist.

  • Keep current on emerging trends/ developments and grow knowledge of the business, related tools, and techniques.

Job Requirements:

  • 4 year degree required

  • 5+ years of relevant industry, capital risk management experience and/or accreditation

  • Demonstrated strong conceptual and analytical abilities

  • Strong internal control orientation

  • Exceptional problem-solving skills, communication skills (both written and verbal), and interpersonal skills

  • Strong attention to detail and ability to meet tight deadlines

  • Must be able to effectively communicate complex issues and regulatory
    requirements to senior management stakeholders

  • Strong understanding of and experience in implementing large scale and
    complex programs/projects

Language Requirement (Quebec only):

Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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