Group Head of Exposure Management

Enstar Group

$200K — $270K *
US-AnywhereRemote in United States
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 12+ years of experience in exposure management and catastrophe modeling within a (re)insurance environment
  • Proven leadership and management experience with high-performing technical teams
  • Strong engagement history with senior stakeholders, including executives and boards
  • Deep expertise in catastrophic risk analytics and exposure aggregation
  • Knowledge of vendor models and exposure data structures, such as RMS and AIR
  • Ability to connect exposure insights to strategic underwriting and capital decisions
  • Strong communication skills suitable for both technical and non-technical audiences

Responsibilities

  • Establish and lead the Group Exposure Management function with a clear operating model and governance
  • Build and develop a high-performing technical team
  • Act as the central authority for underwriting exposure aggregation
  • Maintain a consolidated view of exposures across different entities and geographies
  • Oversee key exposure metrics, stress scenarios, and escalate risk appetite breaches
  • Provide independent assessments for material transactions and quantify portfolio impacts
  • Deliver exposure reporting to senior management and ensure alignment with regulatory standards

Benefits

  • Best-in-class Medical, Dental, and Vision healthcare available for individuals and families
  • 24/7 access to virtual urgent care from board-certified doctors
  • Health Savings Account (HSA) or Flexible Spending Account (FSA) options available
  • Dependent Care FSA for childcare expenses
  • Employee Assistance Programs (EAP) to support health and well-being
  • Optional insurance for pets and home/auto
  • Wellness Reimbursement program offering up to $600 annually
  • 401K retirement plan with up to 6% matching
  • One paid annual volunteer day
Full Job Description
About you and the role:

Reporting to the Group CRO, The Group Head of Exposure Management is responsible for establishing and leading a centralised Exposure Management (EM) function, providing a single, authoritative view of underwriting exposure across the Group. As Enstar's underwriting footprint expands, including increased participation in quota shares, Lloyd's FAL participations, fronting arrangements and the acquisition of Accident Fund Holdings (AFG), this role is critical to ensuring that underwriting growth is supported by robust aggregation, visibility and control of tail and correlation risks. The role will define and own the Group exposure management framework and works closely with underwriting, M&A, reserving, capital modelling and reinsurance to support disciplined portfolio management and executive decision making. This is a senior, high-impact role with significant exposure to executive leadership and the Risk Committee, requiring both deep technical expertise and strong strategic and leadership capability. Note that exact reporting line and interactions with AFG are yet to be finalised.

What you will be doing:

Exposure Management Framework & Leadership
  • Establish and lead the Group Exposure Management function, including defining the target operating model, governance and roadmap
  • Build, lead and develop a high-performing technical team
  • Act as the central authority for underwriting exposure aggregation across the Group

Portfolio Aggregation & Risk Oversight
  • Maintain a consolidated, forward looking view of exposures across entities, geographies and perils
  • Oversee key exposure metrics and stress scenarios
  • Monitor concentrations and escalate risk appetite breaches

Deal Support & Transaction Oversight
  • Provide independent exposure and tail risk assessments for material transactions
  • Quantify incremental portfolio, aggregation and correlation impacts
  • Ensure appropriate data granularity and modelling standards pre-bind

Monitoring, Reporting & Governance
  • Deliver exposure reporting to senior management, CRO and Risk Committee
  • Provide regulatory reporting and post event impact assessments
  • Escalate material changes in exposure or risk profile

Exposure Modelling & Data Governance
  • Oversee application and calibration of exposure and catastrophe models (incl. external cat model vendors)
  • Define and enforce exposure data standards and model governance
  • Ensure consistency of assumptions and methodologies across the Group

Cross-functional Integration
  • Partner with Underwriting / AFG, M&A, Reserving, Capital Modelling and Reinsurance to inform risk based decisions

Risk Committee & Executive Engagement
  • Act as the primary exposure risk contact for executive management and the Board Risk Committee
  • Provide clear, actionable insight to support strategy and portfolio steering

Strategic Development
  • Lead phased development of EM capabilities
  • Embed exposure management into underwriting, M&A, reinsurance and capital decisions
  • Drive continuous improvement in tools, processes and analytics

People
  • Coach and develop team members in line with Enstar policies.

Ad-hoc support to the business
  • Take a continuous improvement approach, helping evolve processes, outputs and responsibilities over time in line with business needs and professional development.
  • The responsibilities described above are not exhaustive. Enstar is committed to ensuring our people develop and harness the right skills consistent with their wants and business needs. Therefore, it is expected that this will change over time.


What you will bring:
  • Experience Significant experience (12+ years) in exposure management, catastrophe modelling within a (re)insurance environment
  • Proven leadership experience, including building and managing high-performing technical teams
  • Strong track record engaging senior stakeholders, including executives and boards

Technical & Analytical Capability
  • Deep expertise in catastrophe modelling, exposure aggregation and tail risk analytics
  • Strong knowledge of vendor models (e.g. RMS, AIR) and exposure data structures
  • Strong quantitative and analytical skills, with ability to translate complex outputs into clear insights

Commercial & Strategic Thinking
  • Ability to link exposure insights to underwriting, reinsurance and capital decisions
  • Experience supporting transactions and portfolio construction

Communication & Influence
  • Strong communicator across technical and non-technical audiences
  • Confident providing independent challenge and escalation
  • Ability to operate effectively across a global, matrixed organisation

Ways of Working
  • Pragmatic and delivery-focused, able to balance long-term build with immediate business needs
  • Collaborative, with strong relationship-building skills across functions
  • High level of ownership, accountability and professional judgement


Your Benefits:
  • Enstar offers best-in-class Medical, Dental, and Vision healthcare for single and family coverage.
  • Board-certified doctors and pediatricians are available virtually 24/7 for urgent care.
  • Access to Health Savings Account (HSA) or Flexible Spending Account (FSA).
  • Access to Dependent Care FSA to cover daycare expenses.
  • Access to Employee Assistance Programs (EAP) for health and well-being.
  • Optional Pet & Home/Auto Insurance.
  • Wellness Reimbursement program (up to $600 annual reimbursement for wellness-related expenses, i.e., gym memberships, massage, etc.).
  • 401K retirement plan (company matches up to 6% of employee contribution).
  • One paid annual volunteer day.


General Info

The target base salary pay range for this role is $200,000-$270,000 + bonus + 401k contributions*

*Target full-time equivalent base salary range is based on relevant market data. The actual salary offered will depend on applicable market data for hiring location and relevant candidate knowledge, skills/experience. This salary range is not inclusive of applicable discretionary incentives.

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