The Risk Officer supports E*TRADE Premium & Specialty Client and Emerging Wealth Solutions by executing a broad range of supervisory, compliance, and risk responsibilities. Working in partnership with the Senior Risk Officer, the Risk Officer helps maintain a consistent control environment through adherence to ethical standards, applicable federal/state/local requirements, and Morgan Stanley Wealth Management policies, and escalates significant issues to the Senior Risk Officer in a timely manner.

Duties & Responsibilities:

• Own day-to-day risk, supervisory, and compliance oversightfor E*TRADE SelfDirected and covered client segments, including E*TRADE Premium & Special Client (ETPS) and Emerging Wealth Solutions (EWS).

• Maintain a strong control environmentby promoting ethical business practices and ensuring adherence to applicable laws, regulations, and firm policies and procedures.

• Manage and facilitate supervisory inquiries and escalation requests from ETPS & EWS by partnering with the Senior Risk Officer (SRO), Associate/Regional Risk Officer (ARRO/RRO), and business management to drive timely resolution.

• Provide coaching and guidance to Relationship Managers, Team Leads, and Managerson supervisory expectations, policy interpretation, and procedural requirements to strengthen risk awareness and compliance culture.

• Ensure supervisory approvals and oversight case escalations are executed accurately and within required timeframes, validating that supervisory actions, documentation, and follow-up meet policy standards.

• Support compliance examinations and internal audit activities, including readiness planning, evidence collection, and timely response coordination.

• Oversee ongoing risk monitoring and control executionacross key risk areas (including operational risk, conduct risk, and data/security-related risk) and implement enhancements as needed.

• Drive consistent communication of Morgan Stanley Wealth Management policies and regulatory expectationsto service and supervisory teams, ensuring updates are understood and operationalized.

• Partner with Legal and Compliance on escalations, coordinating communications, documentation, and response support as appropriate.

• Ensure continuous and appropriate supervisory coverage, working with Management, Site Leaders, and the Senior Risk Officer to maintain coverage models and back-up plans.

• Oversee adherence to the E*TRADE SelfDirected Compliance and Supervisory Manualand support implementation of new policies/standards to ensure EWS and ETPS processes remain current and effective.

• Monitor people risk indicators(e.g., training, conduct trends, policy adherence), escalating concerns and partnering with leadership to ensure appropriate corrective action.

• Co-facilitate compliance and supervisory training, in partnership with the Senior Risk Officer, to ensure colleagues understand and apply Wealth Management compliance policies and procedures.

• Support onboarding risk controls for new hires, including Employee Investing/Activities Compliance (OBI/OBA approvals, private investment reviews, Monthly Employee Dashboard checks, and early-supervision routines).

• Conduct risk-based oversight reviews of service center activitiesincluding referrals, line-of-credit monitoring for regulatory compliance, account restrictions, disbursements and credits, trade/crypto supervision, and other control reviews as needed.

Required Experience and/or Qualifications

• Bachelors degree required or equivalent education or experience

• Previous industry experience

• Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66)

• Other licenses as required for role or by management

Knowledge & Skills

• Strong understanding of SEC/FINRA Regulatory requirements and knowledge of internal compliance policies and supervisory procedures.

• Clear, concise written and verbal communicator able to deliver guidance, training, and escalation updates to varied audiences.

• Detail-oriented with strong organizational skills; able to manage multiple priorities accurately in a deadline-driven environment.

• Applies structured analysis to identify issues/trends and drive timely, well-documented resolution and remediation, including escalation when needed.

• Demonstrated leadership and/or supervisory experience; able to partner effectively with business leadership and control partners.

• Exercises strong judgment and discretion in all business risk matters, including sensitive supervisory and conduct-related topics

Reports to:

• Senior Risk Officer