CIBC

Director, US Credit Risk Process Management

CIBC$170K — $190K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s degree in Business, Finance, Accounting, or related field; advanced degree preferred.
  • 15+ years in credit risk management, including 5+ years implementing agile frameworks.
  • Deep knowledge of credit processes: underwriting, adjudication, portfolio management, reporting.
  • Proven strategic planning and project management experience in financial services.
  • Strong people management skills with a focus on team development.
  • Proficient in process mapping, data analysis, and digital tools.

Responsibilities

  • Lead transformation of credit risk management processes using agile principles.
  • Implement and customize agile frameworks across operational teams.
  • Optimize credit risk processes for efficiency and scalability.
  • Facilitate collaboration among stakeholders to ensure strategic alignment.
  • Drive change initiatives and support digital tool adoption in credit risk.
  • Coach and develop team members to cultivate an agile mindset.
  • Advise leadership on strategies for process transformation and improvement.

Benefits

  • Flexible hybrid work arrangement (3 days on-site, 2 days remote).
  • Personalized recognition programs, including competitive salary and incentive pay.
  • Wellbeing support and paid days off for personal development initiatives.
  • Technological tools to enhance collaboration and innovation.
  • Comprehensive benefits including health insurance, vacation, and retirement plans.
Full Job Description

What you’ll be doing

As a member of CIBC’s US Credit Risk Management team, you’ll lead the transformation of credit risk management data, analytics, and reporting operations. As the Director, US Credit Risk Process Management, you’ll introduce agile methodologies and drive process optimization initiatives to streamline credit risk processes, boost operational efficiency, and align with our strategic objectives. You’ll champion a culture of continuous improvement, leveraging advanced tools and best practices to enhance operational excellence. As a trusted advisor, you’ll reimagine and implement innovative credit risk management practices, positioning CIBC as an industry leader in credit risk operations. You’ll provide indirect leadership to teams of credit risk professionals, fostering a commitment to process optimization and operational excellence. You’ll also play a key role in driving change initiatives and embedding new ways of working that support effective management of credit and related products from a second-line perspective.

At CIBC we enable the work environment most optimal for you to thrive in your role. At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 3 days per week on-site, while other days will be remote.

How you’ll succeed

  • Lead credit risk process transformation – Drive end-to-end transformation of credit risk management processes, introducing agile principles to foster adaptability, speed, and collaboration.

  • Agile implementation – Design, implement, and tailor agile frameworks that align with organizational needs, ensuring teams adopt iterative, customer-centric, and value-driven approaches.

  • Process optimization – Assess and redesign existing credit risk processes for efficiency, automation, and scalability, reducing manual interventions and bottlenecks.

  • Stakeholder alignment – Facilitate cross-functional collaboration and consensus among diverse stakeholder groups to ensure alignment with business objectives and client needs.

  • Change leadership – Inspire and guide teams to embrace new ways of working, supporting the adoption of digital tools, AI, and data science in credit risk management.

  • Team empowerment – Coach, mentor, and develop team members, fostering an agile mindset and a culture of continuous improvement.

  • Governance and controls – Ensure that process enhancements strengthen risk controls, reduce turnaround times, and eliminate duplication of effort, while maintaining compliance with all regulatory and internal standards.

  • Strategic advisory – Advise senior leadership on process transformation strategies and agile best practices to support business growth and operational resilience.

Who you are

  • You have Bachelor’s degree in Business, Finance, Accounting, or a related discipline; advanced degree preferred.

  • You have a minimum 15 years of progressive experience in credit risk management within a financial services environment. At least 5 years of hands-on experience introducing, implementing, or customizing agile frameworks within risk or operations teams.  Deep knowledge of credit processes, including underwriting, adjudication, portfolio management, and reporting.

  • You have extensive experience in strategic planning and project management, with a track record of identifying, developing, and implementing approved initiatives— preferably in credit risk or financial services.

  • You have strong people management skills, with a track record of developing high-performing teams and leading through influence across matrixed organizations.

  • You are proficient in process mapping, data analysis, and digital tools; solid understanding of analytics, data science, AI, and emerging technologies relevant to credit risk.

  • Values matter to you. You bring your real self to work and you live our values – trust, teamwork, and accountability.

At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $170,000- $190,000 for the market based on experience, qualifications, and location of the position (salary range varies based on the location which will be discussed at the time of the interview). The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays and 401(k), in addition to other special perks reserved for our team members. #LI-TA

*This job is not eligible for employment sponsorship*

Job Location

IL-120 S LaSalle St, 8th Fl

Employment Type

Regular

Weekly Hours

40

Skills

Business Cases, Business Planning, Group Problem Solving, Leadership, Pricing Strategies, Product Management, Product Marketing, Project Management, Relationship Building

About CIBC

The Canadian Imperial Bank of Commerce is a Canadian multinational banking and financial services corporation headquartered in Toronto, Ontario. The bank is headquartered at Commerce Court in the city's Financial District. CIBC's Institution Number is 010, and its SWIFT code is CIBCCATT. It is one of two Big Five banks founded in Toronto, the other being the Toronto-Dominion Bank. The Canadian Imperial Bank of Commerce was formed through the June 1, 1961, merger of the Canadian Bank of Commerce and the Imperial Bank of Canada, the largest merger between chartered banks in Canadian history. The bank has four strategic business units: Canadian Personal and Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and Wealth Management, and Capital Markets. It has international operations in the United States, the Caribbean, Asia, and United Kingdom; Globally. CIBC serves more than eleven million clients, and has over 40,000 employees. The company ranks at number 172 on the Forbes Global 2000 listing.
Learn more about CIBC
Market Cap
$43.5 billion
Industry
Founded
1867
5 Year Trend
+8.8%

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