USAA

Director, Strategy & Innovation

USAA$164K — $314K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, Engineering, or related field
  • 8+ years of experience in strategy, management consulting, or corporate strategy
  • Proven ability to lead complex, cross-functional initiatives
  • Strong analytical, structured problem-solving, and financial modeling capabilities
  • Exceptional written and verbal communication skills
  • Experience in a matrixed and regulated environment, preferably in financial services

Responsibilities

  • Support the development of enterprise and line-of-business strategies
  • Contribute to designing the three-year strategic plan
  • Lead internal consulting engagements aligned to enterprise priorities
  • Develop data-driven insights and recommendations for complex problems
  • Translate strategy into actionable initiatives and performance frameworks
  • Drive alignment across cross-functional teams
  • Monitor industry trends and recommend strategic responses

Benefits

  • Comprehensive medical, dental, and vision plans
  • 401(k) and pension plans
  • Paid time off with holidays and volunteer hours
  • Life insurance and parental benefits
  • Adoption assistance
  • Wellness programs and career path planning
Full Job Description
The Opportunity

As a Director within the Strategy & Innovation organization, you will play a critical role in shaping the strategic direction of the USAA Federal Savings Bank and Member Value organization. You will partner with executive leadership to define long-term strategy, solve complex business challenges, and drive alignment across the enterprise.

This role sits at the intersection of strategy and execution-combining internal consulting, external insights, and cross-functional leadership to deliver measurable business value. You will help identify growth opportunities, manage strategic risk, and ensure the organization is positioned to respond to evolving member needs and competitive dynamics.

This position offers a flexible work environment requiring in-office presence four days per week. The role may be based in San Antonio, TX; Plano, TX; or Charlotte, NC.

Relocation assistance is not available for this position.

What You'll do:

Shape Strategic Direction
  • Support the development and evolution of enterprise and line-of-business strategies, including long-term vision, priorities, and strategic choices
  • Contribute to the design and communication of the three-year strategic plan, including growth objectives and investment priorities
  • Facilitate executive alignment on key decisions, trade-offs, and business model evolution


Solve High-Impact Strategic Problems
  • Lead internal consulting engagements aligned to enterprise and line-of-business priorities, including executive-level initiatives
  • Structure complex problems, develop hypotheses, and deliver data-driven insights and recommendations
  • Conduct market research, competitor analysis, and benchmarking to inform strategic decisions


Drive Alignment & Execution
  • Translate strategy into actionable initiatives, roadmaps, and performance frameworks
  • Drive alignment across Product, Risk, Technology, Finance, Marketing, and Operations teams
  • Support prioritization and execution of strategic initiatives, ensuring measurable outcomes
  • Enhance visibility, clarity, and adoption of strategic priorities across the organization


Manage Strategic Risk & External Perspective
  • Monitor industry trends, macroeconomic shifts, member needs, and competitive dynamics
  • Identify strategic risks and opportunities and recommend proactive responses
  • Support scenario planning, risk assessment, and strategic performance monitoring


Enable Enterprise Collaboration
  • Drive coordination across lines of business and shared services to ensure integrated strategy and execution
  • Support cross-functional initiatives, partnerships, and enterprise-wide programs
  • Build strong relationships across all levels of the organization to influence outcomes
  • Mentor and develop junior team members


What You Have:
  • Bachelor's degree in Business, Finance, Engineering, or related field
  • 8+ years of experience in strategy, management consulting, or corporate strategy
  • Proven ability to lead complex, cross-functional initiatives and influence senior leaders
  • Strong analytical, structured problem-solving, and financial modeling capabilities
  • Exceptional written and verbal communication skills, including executive-level presentations
  • Experience working in a matrixed and regulated environment (financial services preferred)


What Sets You Apart
  • Military veterans are encouraged to apply; leadership, adaptability, and strategic problem-solving experience are highly valued and translate well to this role
  • Experience in retail banking, lending, payments, deposits, or commercial banking, with familiarity across core products such as credit cards, consumer lending (personal, auto, mortgage, home equity), and deposit products (checking, savings, CDs)
  • Experience with innovation, digital transformation, or emerging technologies
  • Proven experience in strategy development, internal consulting, product strategy, or product management within a top-tier consulting firm or financial institution, with demonstrated success driving growth strategies, strategic roadmaps, and portfolio optimization
  • Strong ability to evaluate complex, ambiguous business challenges-such as credit card profitability, loan portfolio performance, or deposit growth-and translate insights into clear, actionable strategies and business cases
  • Advanced analytical capabilities, including use of data, customer segmentation, lifecycle metrics, and market intelligence to inform strategic decisions and improve business performance
  • Exceptional communication skills and executive presence, with the ability to synthesize complex topics into clear, compelling narratives and influence senior leaders across Product, Risk, Finance, Technology, and Operations
  • Proven ability to lead in fast-paced, ambiguous environments while managing multiple high-impact initiatives, including growth strategies, transformation efforts, or large-scale enterprise programs
  • MBA or advanced degree preferred, or equivalent combination of education and relevant experience in strategy, consulting, or financial services


Compensation

Salary range: $164,780-$314,960

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

About USAA

United Automobile Insurance Company (UAIC) was incorporated on March 2, 1989 in Miami Gardens, FL to provide a high quality and low cost insurance product to the non-standard automobile insurance market. The company is family owned and it is one of the largest privately held property and casualty insurance companies in the United States.UAIC has a world class information technology department. Their web technology is rated year after year as the easiest to use and most dependable by our agents.

USAA Careers

Joining USAA means becoming part of a family that welcomes diversity and is built on a culture of service and innovation. Our team of professionals is dedicated to providing exceptional service to our members, and we are always looking for passionate individuals to join our dynamic team. Whether you're starting your career or looking to grow professionally, USAA offers a range of job opportunities across various fields. Work You'll Do At USAA, we offer more than just jobs; we offer careers that make a difference. With a variety of positions available, from customer service to IT, you can find the perfect fit for your skills and interests. Our commitment to professional growth means we support your journey through leadership development programs, professional networking opportunities, and diverse career paths. USAA's commitment to innovation and leadership in the financial services industry makes it the ideal place to advance your career. We empower our employees to lead projects and initiatives that transform our services and operations. Internship Programs Kickstart your career with a USAA internship. Our internships provide invaluable workplace experience and a chance to see what a career at USAA really looks like. Interns at USAA gain hands-on experience, working alongside seasoned professionals on real projects that affect our members' lives. Benefits and Culture USAA recognizes that job satisfaction extends beyond the office. That's why we offer competitive benefits packages that support the health, well-being, and financial security of our employees and their families. Benefits include comprehensive health care, retirement plans, and generous paid time off. Moreover, our inclusive culture is one of our greatest strengths. We are committed to diversity training and creating an environment where all employees can thrive. USAA's culture is built on a foundation of respect, integrity, and responsibility. Join Our Team Ready to take the next step in your career? Explore the employment opportunities at USAA today. We are hiring creative, curious, and motivated individuals who are ready to make a difference. Check out our open positions, tailor your resume, and prepare for an interview where you can showcase your unique skills. Stay Connected Keep up to date with the latest career tips, insider perspectives, and industry-leading insights—all from the people who work at USAA. Subscribe to our careers blog and personalize your subscription to receive job alerts and the latest news tailored to your preferences. Discover the rewarding career opportunities awaiting you at USAA. Join a company that values leadership, innovation, and commitment to service. Start your journey with USAA today, where your future is waiting to be written.
Learn more about USAA
Size
35,700 employees
Industry
Founded
1989

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