Aon

Director, Consumer Benefits Operations

Aon$80K — $115K *
US-AnywhereRemote in Massachusetts, US
Healthcare
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in TPA administration or consumer benefits operations
  • 5+ years in operational leadership or team management
  • Strong knowledge of FSAs and HRAs
  • Demonstrated experience with claims administration
  • Proven ability to manage operational teams in fast-paced environments
  • Strong analytical, organizational, and communication skills

Responsibilities

  • Lead all aspects of consumer benefits operations
  • Directly oversee departmental staff and workflow execution
  • Establish departmental accountability and priorities
  • Drive daily operational performance and service delivery
  • Serve as primary point for complex client issues
  • Ensure high-quality client and participant experience
  • Identify and implement process improvements for efficiency

Benefits

  • Full benefits package including medical, dental, and vision
  • 401(k) with company match
  • PTO and paid holidays
  • Health and wellness programs
  • Exclusive discount programs
Full Job Description
Posting Description

Position Summary

The Director of Consumer Benefits Operations is responsible for the leadership, operational performance, and service delivery of American Benefits Group's consumer benefits administration division, including Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), and related consumer-directed benefits programs.

This role provides direct oversight of client account management, claims administration, participant service coordination, renewals, and ongoing plan administration. The Director is accountable for ensuring consistent, high-quality service delivery across all operational functions, while driving process improvement, operational discipline, and scalable growth within the division.

Reporting to the Chief Operating Officer and serving as a member of the ABG leadership team, this position requires a hands-on operational leader who can balance day-to-day execution with strategic oversight. The Director will lead departmental performance, staffing, prioritization, and escalation management while partnering cross-functionally to deliver a seamless client and participant experience.

Role Overview

This position is best described as Operations Director within a growing TPA environment, with:
  • Broad operational ownership of the consumer benefits function
  • Direct leadership responsibility for departmental staff and workflow execution
  • High accountability for service delivery, client satisfaction, and operational consistency
  • Active participation in ABG leadership-level decision-making

The role is designed to maintain a flat management structure, where workflow leads function as subject matter experts and coordinators, while the Director retains full accountability for team performance, prioritization, and outcomes.

Key Responsibilities

Operational Leadership & Department Management
  • Lead and manage all aspects of consumer benefits operations, including claims processing, account management coordination, participant services, and renewals
  • Directly oversee and manage workflow leads, operational staff, and support teams
  • Establish clear priorities, workload distribution, and departmental accountability
  • Drive daily operational performance and ensure service delivery standards are consistently met
  • Serve as the primary escalation point for complex operational and client issues

Service Delivery & Client Experience
  • Ensure a consistent, high-quality client and participant experience across all service channels
  • Partner with account management teams to support client retention, renewals, and service excellence
  • Maintain visibility into service performance, identifying trends and proactively addressing issues
  • Support resolution of client escalations with clear communication and strong follow-through

Process Improvement & Operational Discipline
  • Identify and implement process improvements to increase efficiency, reduce error rates, and enhance scalability
  • Review and maintain standard operating procedures (SOPs), workflows, and documentation
  • Introduce and reinforce operational best practices across the department
  • Ensure consistent execution across teams through structured processes and accountability

Cross-Functional Coordination
  • Collaborate with IT, implementation, finance, COBRA administration, and offshore teams to ensure aligned service delivery
  • Help improve handoffs between implementation, operations, and ongoing administration
  • Partner on system enhancements, reporting improvements, and workflow optimization

Performance Management & Team Leadership
  • Lead, coach, and develop team members, including workflow leads and operational staff
  • Conduct performance management, including goal setting, feedback, and accountability
  • Build a culture of ownership, responsiveness, and continuous improvement
  • Ensure teams are appropriately trained, supported, and aligned to operational expectations

Operational Reporting & Metrics
  • Review/establish and monitor key operational metrics (e.g., turnaround times, backlog, service levels, error rates)
  • Use reporting and data insights to drive decision-making and performance improvements
  • Maintain clear visibility into departmental health and resource needs

Compliance & Risk Awareness
  • Ensure operational processes align with regulatory requirements and internal controls
  • Identify areas of risk within workflows and implement practical mitigation strategies
  • Partner with compliance leadership to address issues requiring interpretation or escalation


Organizational Structure

Direct Reports
  • Departmental Team Leads
  • Claims Administration Staff
  • Account Management Staff
  • Processing Team
  • Participant Support / Customer Service Team-including off-shore contact Center

Key Cross-Functional Partners
  • IT & Systems Leadership
  • Implementation / Onboarding Team
  • Finance & Accounting
  • Compliance & Legal (NFP/Aon)
  • COBRA Administration Leadership
  • Executive Leadership Team


Qualifications

Required
  • 7+ years of experience in TPA administration, consumer benefits administration, or employee benefits operations
  • 5+ years of experience in operational leadership or team management
  • Strong working knowledge of:
  • Flexible Spending Accounts (FSAs)
  • Health Reimbursement Arrangements (HRAs)
  • Commuter Benefits (preferred)
  • Claims administration and reimbursement operations
  • Consumer-directed healthcare administration
  • Demonstrated experience managing operational teams in a fast-paced environment
  • Strong understanding of client account management and service delivery workflows
  • Proven ability to coordinate cross-functional operational processes
  • Strong analytical, organizational, and problem-solving skills
  • Excellent communication and interpersonal skills

Preferred
  • Experience within a small to mid-size TPA environment
  • Experience working with offshore operational support teams
  • Familiarity with:
  • EDI and eligibility file processing
  • Benefits administration platforms (e.g., Alegeus/WealthCare or similar)
  • Debit card administration
  • Banking and reconciliation processes
  • Operational reporting and dashboarding
  • Experience with process improvement initiatives and workflow optimization
  • CEBS or related industry certification


Core Competencies
  • Operational leadership
  • Team and performance management
  • Process improvement and workflow optimization
  • Client service management
  • Cross-functional coordination
  • Escalation management
  • Data-driven decision-making
  • Organizational accountability
  • Strategic operational thinking
  • Communication and collaboration
  • Regulatory and operational awareness


Compensation & Benefits
  • Competitive base salary aligned with market benchmarks
  • Bonus and/or incentive compensation opportunity
  • Full benefits package, including medical, dental, vision, 401(k), and paid time off
  • Additional details to be provided as part of the formal offer


Position Impact

This role is critical to the continued growth and operational maturity of American Benefits Group. The Director of Consumer Benefits Operations will play a key role in:
  • Strengthening operational consistency and scalability
  • Enhancing service delivery and client satisfaction
  • Improving internal processes and cross-functional alignment
  • Building a high-performing, accountable operations team

What We Offer:

We're proud to offer a competitive salary, PTO & paid holidays, 401(k) with match, exclusive discount programs, health & wellness programs, and more. Our PeopleFirst culture focuses on building and nurturing lifelong relationships with our employees because, at the end of the day, we exist to be there for others. The base salary range for this position is $80,300.00 - $115,000.00. The base salary offered will be determined by factors including, but not limited to, experience, credentials, education, certifications, skill level required for the position, the scope of the position, and geographic location. Actual base salary offered will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.
2583198

About Aon

Aon plc is a leading global professional services firm that provides a broad range of risk, retirement and health solutions. The company was founded in 1982 and is headquartered in London, England. Aon operates in more than 120 countries and has a team of over 50,000 employees. The company's services include risk management, insurance brokerage, reinsurance brokerage, human capital consulting, and retirement solutions. Aon is committed to helping clients manage risk and achieve their goals, and is known for its innovative solutions and industry expertise. The company is listed on the New York Stock Exchange under the ticker symbol AON.
Learn more about Aon
Size
50,000 employees
Market Cap
$62.1 billion
Industry
Net Income
$1.9 billion
5 Year Trend
+5.3%
Revenue
$11 billion
NASDAQ

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