TD Bank

Director - CIB Credit - Power & Renewables, TD Securities

TD Bank$225K — $250K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7-10 years of relevant experience in credit management and risk assessment
  • Undergraduate degree in Business (Accounting or Finance), Mathematics, or Economics
  • Possession of Series 79, 63, and SIE licenses
  • Strong analytical skills with proficiency in financial performance metrics
  • Experience in managing deal teams and producing high-level credit submissions

Responsibilities

  • Manage deal teams to create detailed and high-quality credit submissions for Financial Institutions
  • Ensure comprehensive credit reviews, including MFA and MRA analyses
  • Conduct thorough market and client research for risk assessments
  • Review loan and security documentation to ensure accurate credit authorization
  • Monitor borrower performance and compliance with credit terms
  • Prepare and analyze Quarterly Risk Ratings and High Risk Reports
  • Participate in risk-related project working groups and internal committees

Benefits

  • Growth opportunities and skill development
  • Support for fair and equitable compensation practices
  • Open dialogue encouraged regarding compensation
  • Access to comprehensive resources for role progression
  • Participation in cross-functional collaboration with product groups
Full Job Description
Work Location:
New York, New York, United States of America

Hours:
40

Line of Business:
Credit Management

Pay Detail:
$225,000 - $250,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Corporate & Investment Banking (CIB) provides a full range of financial advisory and capital-raising services to corporate and institutional clients on transactions with a North American component. We work closely with our clients to understand their needs. Then we work as an integrated team to bring unique solutions to our clients, we excel at building long-term relationships and executing flawlessly. TD Securities is one of the most active North American dealers in Debt and Equity products.

CIB Credit is our team of in-house credit assessment and deal execution professionals. Our team is involved in assisting with the origination of business and responsible for the structuring, analysis, risk assessment and ongoing monitoring of borrowers in various sectors. This role is for CIB-Credit focusing on the Power & Renewables industry.

  • Senior member of deal teams that prepare detailed high quality credit submissions for transactions related to new and existing clients, which will detail risks and mitigants and include a review of financial performance and key metrics.
  • Manages workflow of deal teams and trains juniors.
  • Ensures credit reviews include all appropriate analysis, including risk rating assessment, leveraged lending analysis if applicable, as well as detailed projections and sensitivities for lower rated borrowers.
  • Conducts market, industry and client research in support of the ongoing risk assessment process.
  • Reviews loan and security documentation, to reflect the details of the credit authorization accurately.
  • Oversees and monitors performance of Borrowers to ensure compliance prepares High Risk Reports as required.
  • Work closely with Investment Banking, and other product groups, including Sponsors, Leveraged Finance, and Capital Markets, as necessary, to provide a holistic view of the transaction.
  • Demonstrates governance, control and risk management behaviors in alignment with TD policies and practices.
  • Participates on project working groups and/or internal and external committees, such as industry reviews or internal risk policies.
  • Identify/recognize cross-sell opportunities and coordinate with other business units/product groups as appropriate.


Qualifications:
  • Minimum 9-10 years related experience
  • Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics.
  • Series 79, 63, SIE
  • Well organized with leadership qualities


About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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