Business Overview:

The Asset-Backed Securities (ABS) Origination business specializes in structuring and issuing securities backed by a diverse range of assets. The team works closely with clients to tailor ABS solutions that meet their specific financing needs and risk profiles. The business also utilizes the Bank's balance sheet to extend loans backed by these assets.

Candidate Success Factors:

Candidates are measured on the following four performance drivers, which will dictate how individual impact is considered on the Americas platform:

• Results and Impact
  • Able to influence peers and team.
  • Demonstrates good judgement when making decisions of high complexity and impact.
  • Exercise appropriate autonomy in the execution and delivery of work.
  • Responsible for driving outcomes, which have meaningful effect on team or department.
• Leadership and Collaboration:
  • Creates trust with colleagues.
  • Acts in leadership capacity for projects, processes, or programs.
• Client, Customer and Stakeholder Focus:
  • Able to build relationships with a mix of colleagues and clients.
  • Interacts regularly with management and department leaders.
  • Demonstrates the ability to influence stakeholders at the team level.
• Compliance Culture and Conduct:
  • Takes full responsibility for personal actions and demonstrates courage in facing problems and conflicts.
  • Perceived as a person of high moral character; upholds corporate values and displays high ethical standards.

Responsibilities:

• Utilize in-house models to structure ABS transactions across several asset classes indluding but not limited to; Auto, equipment, credit cards, unsecured consumer, solar, home improvement, rental car, fleet and digital infrastructure assets. Additionally, RMBS falls under this umbrella (non-QM and HELOCs)
• Build and enhance internal tools and models
• Perform structure and pricing tie-outs with accounts and other underwriters on the transaction documents.
• Respon to client demads regarding structure proposals and enhacements.
• Run stress testing group exposures

Minimum Required Qualifications:

• Undergraduate degree in math, computer science, engineering or another quantitative field
• Strong command of Excel, IntexCalc, and Dealmaker. Knowledge of VBA and Intex's Scripting Language preferred
• 7 + years of relevant work experience in ABS/RMBS execution
• Prior ABS/RMBS transaction execution experience in lead structuring role capacity, preferred.
• Demonstrates a high degree of attention to detail, strong analytical and critical thinking skills, and ability to synthesize large amounts of information
• Ability to meet tight deadlines

Preferred Qualifications:

FINRA Registrations Required:

• Series 7 (or 79/ SIE) and 63 FINRA examinations

CFTC Swap Dealer Associated Person (if yes, NFA Swaps Proficiency Program is required):

• Not Applicable

SEC Security-Based Swap Dealer Associated Person:

• Not Applicable

While the description above describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted.

The expected starting salary range for this position is between $220,000 to $325,000 annually. The actual salary may vary based upon several factors including, but not limited to, relevant skills/experience, time in role, base salary of internal peers, prior performance, business line, and geographic/office location.

In addition, our comprehensive benefits package aims to support our employees in various aspects of their lives. From healthcare and wellness programs to retirement plans and childcare services, we prioritize the well-being and growth of our employees. Our benefits include medical, dental and vision coverage, a 401(k) Savings Plan, backup childcare, life, accident and disability insurance, mental health support and paid time off. Additional details about our benefits offerings, inclusive of eligibility for a discretionary bonus, will be provided during the hiring process.