Capital Bank, N.A.

Decision Engine Developer

Capital Bank, N.A.$115K — $145K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3-5 years experience implementing risk management strategies in FinTech or banking
  • Bachelor's degree in computer science, business administration, mathematics, engineering, or a related quantitative field
  • 3-5 years experience with low-code decision engine platforms like GDS Link, Provenir, or Oscilar
  • Master's degree in business, mathematics, engineering, or related discipline preferred
  • Familiarity with credit and fraud risk models using R, Python, or SAS is preferred
  • Experience with data analysis tools such as SQL, Excel, and PowerBI is preferred

Responsibilities

  • Translate business requirements into decision engine rules and workflows
  • Build and maintain rulesets within the decision platform
  • Implement automated processes to improve efficiency and consistency
  • Perform comprehensive unit, integration, and regression testing
  • Validate decision outcomes with expected results and business intent
  • Monitor system performance and resolve issues
  • Collaborate with business stakeholders to understand requirements and outcomes

Benefits

  • Comprehensive benefits package including Medical, Dental, and Vision coverage
  • 401k contributions from the company regardless of employee contribution
  • Paid Parental Leave and Paid Charity Hours for volunteer opportunities
  • Employee Recognition Programs and Leadership Development initiatives
  • Generous Paid Time Off and Holidays
Full Job Description
Position Purpose

The Decision Engine Developer supporting the OpenSky Decision Engine, you will play a key role in designing, building, and testing eligibility and decision strategies within a low-code decision engine platform (e.g., Provenir, Oscilar, GDS Link). This role is ideal for a highly detail-oriented practitioner with strong technical and analytical skills who can translate business requirements into effective, scalable decision logic. You will work closely with business and technical teams to implement strategies, ensure accuracy through testing, and support ongoing optimization of decisioning processes.

Position Responsibilities
  • Strategy Implementation & Development
    • Translate business requirements into decision engine rules and workflows
    • Build and maintain rulesets within the decision platform
    • Implement automated processes to improve efficiency and consistency
  • Testing & Quality Assurance
    • Perform comprehensive unit, integration, and regression testing
    • Validate that decision outcomes align with expected results and business intent
    • Troubleshoot and debug issues within rules, data flows, and integrations
  • System Performance & Optimization
    • Support system performance monitoring and issue resolution
    • Assist in identifying risks, gaps, and improvement opportunities within strategies
    • Contribute to performance tracking, reporting, and ongoing optimization efforts
  • Cross-Functional Collaboration
    • Partner with business stakeholders to understand detailed requirements and expected outcomes
    • Work with technical teams to apply platform best practices and ensure proper implementation
    • Communicate progress, issues, and results clearly to stakeholders
  • Delivery & Execution
    • Manage assigned deliverables and contribute to project timelines
    • Ensure work is completed accurately, on time, and in alignment with requirements
    • Support releases and deployments, including validation and post-implementation checks
  • Knowledge Sharing & Mentorship
    • Provide guidance to junior team members on development and testing best practices
    • Contribute to documentation, standards, and reusable components

Minimum Education & Experience
  • 3-5 years risk management strategy implementation experience in a FinTech / banking environment
  • Bachelor's degree in computer science, business administration, mathematics, engineering, or related quantitative discipline
  • 3-5 years low-code decision engine system experience (GDS Link, Provenir, Decisions, Oscilar, etc.)
  • Master's degree in business, mathematics, engineering, or related discipline preferred
  • Experience with implementing credit and fraud risk models (R, Python, SAS) preferred
  • Data analysis experience (SQL, Excel, PowerBI) preferred

Technical Knowledge and Skills
  • Object-oriented programming expertise
  • Experience implementing JavaScript in a back-end environment (e.g. NodeJS)
  • Understanding of credit risk business domain

Compensation
  • Base Salary Range: $115,000 - $145,000 annually. Final determination of where you are at in the salary range is based on numerous factors such as geographical location, relevant experience, skill set, education, and ability to meet qualifications within the job description.
  • Additional Compensation: This role will include a yearly annual target bonus based on individual performance.

Working Arrangements
  • This is a 100% remote role
  • We're currently hiring only within our core locations, which include Maryland (MD), District of Columbia (DC), Virginia (VA), Pennsylvania (PA), Delaware (DE), Indiana (IN), Illinois (IL), South Carolina (SC), Florida (FL), and North Carolina (NC).

Why Join Us?
  • Join a growing company with a culture that fosters an entrepreneurial spirit
  • Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more?
  • Company Contributions to your 401k - Regardless of your contribution
  • Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
  • Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities


Supporting Businesses. Helping People. Strengthening Communities.

About Capital Bank, N.A.

Capital Bank, N.A. is a regional bank that provides a range of financial services to individuals and businesses. The bank offers personal and business checking and savings accounts, loans, mortgages, and credit cards. Capital Bank, N.A. was founded in 2010 and is headquartered in Raleigh, North Carolina. The bank has over 150 branches across the southeastern United States.
Learn more about Capital Bank, N.A.
Size
257 employees
Market Cap
$327.1 million
Industry
Net Income
$25.8 million
5 Year Trend
+20.1%
NASDAQ

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