We are seeking a detail-oriented
DE/SAR/LAPP Mortgage UnderwriterManager to join our team. The ideal candidate will be responsible for evaluating and determining the creditworthiness of VA, FHA, Conventional, and USDA mortgage loan applications. Join our team of professionals dedicated to providing quality mortgage services. Apply now to be part of a dynamic and rewarding work environment!
** must have current
DE/SAR/LAPP**
**no external recruiters may submit candidates**
Duties:
- Assess Risk: Determine a borrower's ability to repay by analyzing credit history, debt-to-income, and loan-to-value ratios.
- Ensure Compliance: Verify loans meet specific FHA, VA, USDA, and lender guidelines, applying program rules consistently. Maintain compliance with company policies and regulatory requirements.
- Make Decisions: Approve, deny, or counteroffer loans, and sign off on conditions before funding.
- Support Teams: Act as a resource for loan officers and processors, resolving complex issues and ensuring deadlines are met.
- Maintain Knowledge: Stay updated on changing government lending policies and investor overlays.
Qualifications:
- Expertise: Deep understanding of FHA, VA, and USDA loan guidelines (e.g., HUD Handbook).
- Analytical Skills: Strong ability to analyze financial data and assess risk.
- Attention to Detail: Meticulous review of complex documentation.
- Communication: Clear communication with production teams and leadership.
- Certifications: DE / SAR / LAPP
- Experience: 5+ years of experience in mortgage underwriting.
This position offers a competitive salary commensurate with experience.
Job Type: Full-time
Pay: $80,000.00 - $100,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
NMLS #1120111
VA Approved Lender ID: 9088650000FHA Non-Supervised Lender No.: 01472-0000-3
