TD Bank

Data Scientist II

TD Bank$81K — $115K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Advanced proficiency in SQL and Python for data analysis and reporting
  • 2+ years of hands-on experience in an analytical role
  • Strong knowledge of data science tools (e.g., NumPy, pandas, matplotlib)
  • Ability to communicate complex strategies clearly to diverse audiences
  • Demonstrated initiative and independence under pressure
  • Capacity to manage multiple tasks simultaneously
  • Undergraduate degree in a technical discipline (computer science, engineering, mathematics, or statistics)

Responsibilities

  • Develop and implement fraud strategies tailored to specific products and channels
  • Identify and optimize new fraud vectors using analytical tools
  • Monitor and analyze fraud risks daily and weekly
  • Conduct ad-hoc analyses for executive decision-making support
  • Enhance fraud strategy effectiveness and analytics capabilities
  • Investigate high-risk fraud threats within tight deadlines

Benefits

  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off and banking discounts
  • Career development opportunities
  • Reward and recognition programs
Full Job Description

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Analytics, Insights, & Artificial Intelligence

Pay Details:

$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

About this Role

Are you passionate about analytics and working with big data?  Want to drive change and become a subject matter expert in fraud management?  If so, join the Canadian Fraud Performance Management Team. 

You would be responsible for mining big data to discover actionable fraud insights, and to develop and implement fraud strategies in a fast paced environment.  You would manage evolving fraud threats while taking into consideration TD risk appetite, Customer and operational experience.  With strong technical, analytics background you would join the team to learn and manage 1st and 3rd party fraud.

Accountabilities
Fraud Management

  • Develop and deploy product and channel-specific fraud strategies to reduce fraud risk balancing loss, Customer experience and operational capacity

  • Identify new fraud vectors and optimize existing rules using SQL, Python, and fraud authentication solutions

  • Conduct intra-day and weekly monitoring across products, channels, and risk segments

  • Provide ad-hoc analysis to support decision-making at the executive level

  • Continually optimize, improve, and strengthen fraud strategy and analytics capabilities

  • Independently investigate new, high-risk fraud threats under tight timelines

Job Requirements

  • Advanced proficiency in SQL, Python for data analysis, automation, and reporting

  • 2+ years of hands-on experience in an analytical capacity 

  • Motivated to constantly strive to find innovative data-informed ways to enhance capabilities

  • In-depth knowledge of data science tools such as NumPy, pandas, matplotlib or R equivalent

  • Ability to communicate strategy analysis to both technical and non-technical team members

  • Passion and drive to take initiative and work independently under tight timelines

  • Ability to effectively manage multiple work streams and tasks at the same time

  • Undergraduate degree from a technical domain (e.g. computer science, engineering, mathematics, or statistics)

Preferable

  • Experience in fraud management is an asset

  • Machine learning development and deployment is an asset

  • Automation experience is an asset

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.


Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.


Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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