Charles Schwab

Crypto & Digital Assets, Product Owner

Charles Schwab • $120K — $150K *
Austin, TX 78745In-Person
Finance & Insurance
5 - 7 years of experience
Yesterday
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Job Overview by Ladders

Qualifications

  • 6+ years of product ownership or management in financial services, custody, banking, or capital markets.
  • Strong knowledge of books and records, posting & reconciliation workflows.
  • Demonstrated fluency with Agentic AI tools for discovery, writing, analysis, and stakeholder synthesis.
  • Ability to simplify complex technical and regulatory concepts into business requirements.
  • Experience working in regulated environments with Risk, Compliance, and Legal partners.
  • Strong communication skills with experience presenting to senior leadership.

Responsibilities

  • Own the vision, roadmap, and backlog for digital asset posting and lifecycle servicing.
  • Define and manage workflows for trade capture, posting, reconciliation, and reporting.
  • Serve as the business owner of digital asset movement through Schwab’s records.
  • Partner with stakeholders to ensure accurate posting and daily reconciliation of crypto activity.
  • Ensure product design meets regulatory and accounting requirements.
  • Use AI tools to enhance product discovery, documentation, and storytelling.
  • Coordinate and lead various stakeholder engagement processes throughout delivery.

Benefits

  • Participation in bonus or incentive opportunities.
Full Job Description
We are hiring a Product Owner – Digital Assets (Crypto) within the Posting Product Group to own the business product vision and backlog for how Schwab books, posts, reconciles, and services digital assets. This role is ideal for a business product leader who is comfortable using Agentic AI to support discovery, requirements, and stakeholder communication. WHAT YOU'LL DO: Digital Assets Product Ownership
  • Own the vision, roadmap, and backlog for digital asset posting, books and records, and lifecycle servicing.
  • Define workflows for trade capture, posting, reconciliation, reporting, and exception handling.
  • Understand trade life cycle with relevant experience with custody and settlements
Business Workflow & Books-and-Records Expertise
  • Serve as the business owner for how digital assets move through Schwab’s books and records.
  • Partner with various stakeholders to ensure crypto activity is posted accurately, reconciled daily, and audit ready.
  • Ensure product design meets regulatory, accounting, and tax reporting requirements.
  • Embed controls into workflows with Legal, Compliance, and Risk.
AI-First Product Practice (Core Expectation)
  • Use autonomous Agents as a core tool for discovery, specification, validation, and communication.
  • Apply AI-assisted tooling to:
    • Break epics into clear user stories and acceptance criteria
    • Draft PRDs, business rules, and workflow diagrams
    • Summarize stakeholder input, meeting notes, and regulatory materials
    • Create executive-ready summaries and decision memos
  • Partner closely with TPM and engineering on a multi-step, iterative AI-centric development lifecycle (AI-DLC) that supports agent-assisted delivery.
  • Identify ways AI can simplify, accelerate, or reduce risk in product and operational workflows.
Stakeholder Orchestration & Delivery
  • Serve as the primary business product contact to coordinate across teams, including partnering with multiple scrum teams as needed.
  • Lead backlog refinement, sprint reviews, roadmap reviews, and stakeholder demos.
  • Align roadmap priorities with delivery sequencing, dependencies, and risk.
  • Own business go-live readiness, including runbooks, UAT, and post-launch health.
  • Provide concise, decision-oriented updates to senior leadership.
What Success Looks Like
  • Digital asset books and records are accurate, reconciled, and audit ready.
  • Crypto posting and servicing workflows are clearly documented and improved over time.
  • AI is used consistently across discovery, specification, and communication.
  • Engineering receives clear product artifacts ready for agent-assisted delivery.
  • Operations, Finance, Risk, and Compliance trust the product direction and controls.
What you have

To ensure that we have fulfilled our promise of "challenging the status quo," this role has specific qualifications that successful candidates should have.

Required Qualifications:
  • 6+ years of product ownership or management in financial services, custody, banking, or capital markets.
  • Strong knowledge of books and records, posting & reconciliation workflows.
  • Demonstrated fluency with Agentic AI tools to support discovery, writing, analysis, and stakeholder synthesis.
  • Ability to turn complex technical and regulatory concepts into clear business requirements.
  • Experience working in regulated environments with Risk, Compliance, and Legal partners.
  • Strong communication skills and comfort presenting to senior leadership.
Strongly Preferred Qualifications:
  • Experience with digital assets, crypto custody, blockchain, stablecoins etc .
  • Understanding of on-chain concepts such as wallets, keys, fees, confirmations, staking, and bridging.
  • Experience with AI-assisted delivery models.
  • Strong systems thinking and ability to influence without authority.
In addition to the salary range, this role is also eligible for bonus or incentive opportunities.

About Charles Schwab

Charles Schwab is a financial services company that provides a full range of securities, brokerage, banking, money management, financial advisory, investor, and retirement plan services. It operates in four main divisions; investing, wealth management, banking, and trading. Charles Schwab provides a full-service brokerage platform that serves individual investors who invest on their own or through a workplace-sponsored retirement or equity plan, as well as banking through Schwab Bank. The firm was founded in 1973 and is headquartered in San Francisco, California.

Charles Schwab Careers

Join the vibrant team at Charles Schwab, a leader in global finance, where your career is propelled by innovation, leadership, and a commitment to diversity and professional growth. At Charles Schwab, we offer more than just job opportunities; we provide a platform for you to make a significant impact on the industry and our clients' lives.

Work You’ll Do

At Charles Schwab, we are dedicated to helping our clients manage their financial futures. Being part of our team means you'll work alongside some of the most skilled professionals in the financial services industry. Our culture thrives on teamwork, integrity, and relentless dedication to our clients. Whether you're looking for a position in financial consulting, technology, or administrative support, Charles Schwab offers a dynamic work environment where your skills will be honed and your achievements recognized.

Innovate and Lead

Embrace the opportunity to lead through innovation. Charles Schwab’s commitment to technology and innovation is fundamental to our service delivery. By joining our team, you will be at the forefront of developing new solutions that redefine the future of finance. Your leadership can guide significant projects that impact our company and the industry.

Grow Your Career

Charles Schwab believes in fostering the growth of its employees. Whether through professional development programs, diversity training, or leadership workshops, we ensure that our team members receive the support and training they need to advance their careers. With a variety of career paths available, your job at Schwab can evolve with your interests and expertise.

Internship and Employment Opportunities

Start your professional journey with Charles Schwab through our internship programs or full-time employment opportunities. We seek individuals who are passionate, curious, and ready to drive change. A career at Schwab is not just about having a job; it's about building a lasting relationship with a company that values your potential.

Benefits and Culture

Charles Schwab is renowned for its employee-friendly culture. We offer a comprehensive benefits package that supports the health, financial stability, and work-life balance of our team members. From competitive salaries and bonuses to health insurance and retirement plans, Schwab ensures that your career is as rewarding as it is enriching.

Networking and Professional Development

Expand your professional network and enhance your skills through our various networking events, mentorship programs, and training sessions. At Charles Schwab, we believe in leveraging collective expertise to foster learning and innovation. Engage with leaders, gain insights from experienced professionals, and build relationships that will aid your career trajectory.

Join Our Team

Explore the numerous career paths available at Charles Schwab and discover how your talents can be utilized to their fullest potential. Search open positions that match your skills and interests. We are continuously hiring across various disciplines and look forward to adding innovative, driven individuals to our team.

Stay Connected

Keep up to date with the latest from Charles Schwab Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and be the first to know about new openings, company news, and professional tips.

Explore Charles Schwab Jobs

Ready to take the next step in your career? Visit our careers page to review current job openings, submit your resume, and prepare for your interview. At Charles Schwab, your future is waiting. [SEARCH CHARLES SCHWAB JOBS] Join Charles Schwab today and be part of a team that values diversity, innovation, and leadership—where your career can thrive in the exciting world of finance.
Learn more about Charles Schwab
Size
34,200 employees
Market Cap
$151.6 billion
Industry
Finance & Insurance
Net Income
$3.2 billion
Founded
1973
5 Year Trend
+20%
Revenue
$12.1 billion
NASDAQ
SCHW
* Ladders Estimates

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