Qualifications

• High School Diploma or GED required; Bachelor's degree and formal credit training preferred.
• Minimum of seven years in a commercial lending environment, particularly in credit and underwriting roles.
• Proven supervisory experience is preferred to manage a team effectively.
• Demonstrated strong mathematical skills and proficiency in credit analysis.
• Excellent communication abilities to convey credit concerns and solutions to a diverse audience.
• Proficiency in Microsoft Word, Excel, and Outlook for reporting and analysis.

Responsibilities

• Proactively communicate with Loan Officers and Credit Portfolio Managers throughout underwriting and approval processes.
• Review, circulate, and update credit packages for necessary approvals efficiently.
• Underwrite complex loan requests and modifications to meet client needs.
• Coordinate activities with Loan Officers and staff to ensure timely completion of credit packages.
• Conduct performance evaluations and manage administrative tasks for direct reports.
• Prepare and present effective credit approval packages to relevant authorities.
• Monitor loan portfolio reports and assist lenders with action plans for maturing and past-due loans.

Benefits

• Opportunity to work in a dynamic commercial lending environment.
• Support for continued professional development and formal training.
• Collaborative atmosphere with opportunities for team leadership.
• Potential for management growth and increased responsibilities over time.