Microsoft

Credit Risk Director - Treasury

Microsoft$130K — $277K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Master's or Bachelor's degree in Business Administration, Accounting, Finance, Economics, or Data Science with extensive finance experience (8-12+ years)
  • 1+ years of direct report management experience
  • 3+ years in financial roles within multinationals
  • 3+ years experience in the technology industry
  • 8+ years in accounts receivable and collections management
  • Strong analytical and executive storytelling abilities
  • Demonstrated change management and process improvement capabilities
  • Genuine curiosity about AI technology.

Responsibilities

  • Lead a team focused on managing credit risk and supporting revenue growth
  • Drive the credit risk management lifecycle processes and methodologies
  • Oversee data collection and reviews to inform strategic business insights
  • Develop best practices for risk profile scoring and credit decisioning
  • Foster relationships with multiple stakeholders for effective risk management
  • Translate complex data into actionable insights and forecasts
  • Promote a culture of compliance and adherence to Microsoft policies.

Benefits

  • Flexible working arrangements (3 days in office, 2 days remote)
  • Opportunities for professional development and mentorship
  • Inclusive company culture valuing diverse teamwork
  • Access to advanced technology resources and tools
  • Exposure to high-level decision-making in a global environment.
Full Job Description
Overview

Treasury is a global team that supports the digital transformation journey of Microsoft's customers, partners & vendors by providing competitive credit and payment solutions to support revenue growth while managing credit risk. We are a compliance first organization with customer obsession and deal economics focus.

The Treasury Operations team is looking for a Credit Risk Director - Treasury. This includes leading a team of strong professionals that are responsible for managing credit risk and supporting revenue growth while protecting the company from financial and business risks. The credit risk function has gone through a broad-based transformation, and we are looking for a strong leader to continue to drive deal velocity in the face of challenging macro-economic environments.

Responsibilities

Responsibilities:

  • People Management


  • Managers deliver success through empowerment and accountability by modeling, coaching, and caring.


  • Model - Live our culture; Embody our values; Practice our leadership principles.


  • Coach - Define team objectives and outcomes; Enable success across boundaries; Help the team adapt and learn.


  • Care - Attract and retain great people; Know each individual's capabilities and aspirations; Invest in the growth of others.


Prioritization

  • Oversees team to drive the process and methodology for the credit risk management lifecycle (e.g., customer mastering, credit evaluation) for customers and partners. Ensures credit risk is aligned with greater strategic needs in the company.


  • Ensures team gathers and reviews appropriate internal and external information and/or reports to drive business insights and recommendations for peers and stakeholders to support risk-based revenue decisions.


  • Sets best practices for developing risk profile scoring leveraged in credit decisioning, including assessment of machine learning parameters and monitoring.


  • Oversees strategies that proactively mitigate, or reactively address, potential adverse effects of macroeconomic and/or geopolitical risks.


Partnership

  • Build relationships with multiple internal stakeholders across the deal lifecycle e.g., Deals Execution and Field Support, Customer Advocacy, Forecasting, Financial Reporting teams, and partner with them on what support is needed to achieve portfolio management objectives.


  • Applies advanced understanding of Microsoft business, industry, and drivers of shareholder return to ensure senior leaders are presented with the most relevant data, insights, risks, and recommendations necessary to support strategy execution. Leverages business expertise to attract and inspire talent and help others reach their full potential.


  • Conceptualizes and designs new approaches to how financial data is collected and evaluated to impact the broader organization and Microsoft's long-term goals.


  • Understands the interconnections between data, information, and results and translates this into forward-looking narratives and forecasts. Provides clarity and alignment with senior leaders. Implements creative ways to show patterns and draw conclusions to help drive decisions and clearly communicate findings. Generates actionable plans based on complex results, ambiguous findings, and multi-year time horizons. Coaches team to translate data into a simplified and engaging message with actionable insights. Facilitates a shared understanding and awareness of business partner situations.


Protect

  • Drives the right tone from executive leadership and ensures strict adherence and understanding of Microsoft policies on risk and compliance. Influences leadership to ensure compliance is a top priority and modeled throughout the organization. Directs team and holds others accountable to ensure financial control processes, policies, instruments, and procedures are executed. Guides team and encourages others to identify and share risks to compliance and take steps to mitigate. Drives a compliant culture through actions and decisions to instill trust. Advocates, educates, and promotes best practices and new developments. Champions Microsoft privacy, security, and ethical standards. Advances key compliance initiatives.


Qualifications

Required/minimum qualifications:

Master's Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 8+ years experience in financial analysis, accounting, controllership or finance, or related field OR Bachelor's Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 10+ years experience in financial analysis, accounting, controllership or finance, or related field OR equivalent experience.

1+ year(s) experience managing direct reports.

Additional or preferred qualifications

  • Master's Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 8+ years of post-graduate financial analysis, accounting, controllership, or finance work experience OR Bachelor's degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 12+ years of post-graduate financial analysis, accounting, controllership, or finance work experience OR equivalent experience.
  • 3+ years' experience managing direct reports with a proven ability to coach and develop talent..
  • 5+ years' experience in finance roles in multinationals.
  • 3+ years' work experience in the technology industry.
  • 8+ years of progressive finance experience with demonstrated ownership of Accounts Receivable and Collections
  • Proven analytical, problem-solving, and executive storytelling skills; ability to simplify complex topics into clear actions
  • Demonstrated change management capability; track record of driving process improvements and automation
  • In this role, you can never be successful on your own. You need to be passionate about working with others, helping others, and learning from others. This applies whether they are your colleagues in the team, in other Microsoft teams, or in our BPO teams, which are vital for our success. You will need to subscribe to the principles of inclusion and to value and enjoy working in diverse teams.
  • Genuine curiosity about AI. You don't need a PhD, but you do need to care about the technology and be willing to build a real understanding of how to use it in the role.
  • Flexible working with 3 days per week working in the office and 2 days per week working from home.


Financial Analysis M6 - The typical base pay range for this role across the U.S. is USD $130,900 - $277,200 per year. There is a different range applicable to specific work locations, within the San Francisco Bay area and New York City metropolitan area, and the base pay range for this role in those locations is USD $165,600 - $303,600 per year.

Certain roles may be eligible for benefits and other compensation. Find additional benefits and pay information here:
https://careers.microsoft.com/us/en/us-corporate-pay

This position will be open for a minimum of 5 days, with applications accepted on an ongoing basis until the position is filled.

About Microsoft

Microsoft is an American multinational corporation that develops, manufactures, licenses, supports, and sells a range of software products and services. Microsoft’s devices and consumer (D&C) licensing segment licenses the Windows operating system and related software, Microsoft Office for consumers, and the Windows Phone operating system. The company’s computing and gaming hardware segment provides Xbox gaming and entertainment consoles and accessories, second-party and third-party video games, and Xbox Live subscriptions; surface devices and accessories; and Microsoft PC accessories. Its phone hardware segment offers Lumia smartphones and other non-Lumia phones. Its D&C segment provides Windows Store, Xbox Live transactions, and Windows phone store; search advertising; display advertising; Office 365 Home and Office 365 Personal; first-party video games; and other consumer products and services as well as operating retail stores. Microsoft’s commercial licensing segments license server products, including Windows Server, Microsoft SQL Server, Visual Studio, System Center, and related Client Access Licenses (CALs); Windows Embedded; Windows operating system; Microsoft Office for business, including Office, Exchange, SharePoint, Lync, and related CALs; Microsoft Dynamics business solutions; and Skype. Its commercial segment offers enterprise services, including premier support services and Microsoft consulting services; commercial cloud comprising Office 365 Commercial, other Microsoft Office online offerings, Dynamics CRM Online, and Microsoft Azure; and other commercial products and online services. The company markets and distributes its products through original equipment manufacturers, distributors, and resellers, as well as online.

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Learn more about Microsoft
Size
181,000 employees
Market Cap
$1,762.4 billion
Industry
Net Income
$51.3 billion
Founded
1975
5 Year Trend
+15.5%
Revenue
$153.2 billion
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