Job Description:At Regions, the Credit Products Real Estate Asset Manager works to manage due diligence, monitor loan and property performance and key performance indicators and assists with asset management and servicing of a real estate loan portfolio. This group provides client-specific off-balance sheet financing solutions through its various Agency Products - Fannie Mae, Freddie Mac, and HUD.
The Credit Products Real Estate Asset Manager is responsible for managing a portfolio of commercial real estate loans, ensuring compliance, mitigating risk, and optimizing asset performance. This role involves detailed financial analysis, credit evaluation, and proactive problem resolution. The ideal candidate will have strong analytical skills, a deep understanding of loan servicing and asset management, and the ability to work independently with minimal supervision.
Primary Responsibilities- Maintains internal and external client relationships
- Reviews and interprets loan documents and servicing agreements
- Identifies and resolves problem assets within the portfolio
- Performs and reviews property financial analysis modeling
- Analyzes property-level financial statements for accuracy and performance trends
- Assesses property condition and deferred maintenance through inspection reports; may conduct on-site property inspections
- Provides fundamental credit analysis, including market research, property performance evaluation, and comparable transaction analysis
- Reviews transaction due diligence including third-party reports, asset summaries, and cash flow models
- Manages asset servicing matters such as payoffs, prepayments, estoppels, lease reviews, SNDAs, reserves, escrows, draw requests, cash management, easements, financial reporting, inspections, post-closing items, and borrower requests
- Mitigates potential risks associated with assets in the portfolio
- Prepares asset summary memos for program approvals and borrower requests
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements- Bachelor's degree in Finance, Accounting, Real Estate or a related field
- Three (3) years of relevant experience in Real Estate, Underwriting, or Financial Analysis
Skills and Competencies- Ability to handle multiple assignments and meet deadlines
- Ability to work independently and responsibly with minimal supervision
- Comprehensive understanding of loan servicing and asset management functions
- Highly organized with attention to detail, prioritization skills, and responsiveness
- Proficient in Microsoft Office Suites (Outlook, Word, Excel)
- Strong analytical and problem-solving skills
- Strong verbal and written communication skills
This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.
Position TypeFull time
Compensation DetailsPay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:Minimum:$73,994.50 USD
Median:$105,126.00 USD
Incentive Pay Plans:This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Benefits InformationRegions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
https://www.regions.com/about-regions/welcome-portal/benefits
Location DetailsAtlanta Midtown
Location:Atlanta, Georgia
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
