Job Title: Credit Manager
Requisition ID: 32653
Location: Collierville, TN, USA, 38017
Workplace Type: Hybrid
Experience Level: Mid-Senior Level
Job Type: Full Time
What You'll Do:- Maintain responsibility for applying corporate credit and collection policies and procedures to the credit requirements of a designated number of customer accounts within specified dollar limits and normal credit lines
- Work closely with sales management and personnel to improve the sales potential of the region while protecting its accounts receivable investment
- Mentor and train junior credit employees as assigned
- Utilize credit reporting services to compile reports related to the credit history of potential customers
- Establish credit lines for individual accounts making all credit arrangements in accordance with established company policy and terms
- Analyze requests for credit to ascertain what information will be required to arrive at a sound decision
- Review assembled files and reports, analyze financial statements and supplementary information, make any further investigation and contacts required, evaluate the credit risk, and approve or reject accounts completing analysis summaries
- Direct all credit and collection activities of the designated credit area within the credit organization
- Maintain loan documentation files and monitors compliance
- Consult immediate superior for advice on particularly complex problems and cases requiring deviation from established policy
- Handle non-routine credit inquiries and correspondence
- Plan and maintain a program for the systematic follow-up and collection of receivables
- Monitor the financial position of established accounts, and address irregularities as they arise
- Review the status of collections to assure that accounts receivable are in reasonably sound condition
- Follow closely the course of aging accounts and determine action to be taken
- Represent the company at creditors' meetings and bankruptcy proceedings of customers
- Participate with management and others in periodic analysis of the market, economic, industry, and business conditions affecting the company's credit policy
- Supervise procedures related to use of collateral, lien instruments, UCC-1s, and notes
- Process bad-debt charge-offs in a timely manner
- Oversee processing of accounts receivable and take appropriate action on collection irregularities, unearned discounts, clearance of finance charges, adjustments, corrective billing, credit memorandums, and customer inquiries
- Communicate with customers to resolve problems and negotiate payment schedules for delinquent accounts
- Prepare and submit operating reports to immediate superior on the status of accounts receivable
- Act as staff liaison and establish consultative relationships with marketing, purchasing, legal, data processing, personnel, and other departments concerned with administration and credit and collection operations
- Initiate, develop, and maintain relationships with customers, financial institutions, service agencies, trade groups, credit organizations, attorneys, and others in the designated area of activity
- Other duties as assigned
What You'll Bring:- Bachelor's Degree in Business/Accounting/Financing or related field
- 6-8 years of Commercial lending experience preferably agricultural lending and/or trade finance experience with approval authority
- Commitment to sustaining our safe and positive work environment while having the ability to embrace working side by side with others in a diverse culture
Ready to make an impact with us? Apply today! The estimated salary that Indeed, Glassdoor and LinkedIn lists does not represent Nutrien's compensation structure.
