Credit Manager

Applied Equipment Solutions

$70K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Accounting, or a related field
  • Minimum 5 years of experience in credit management, preferably in equipment financing
  • Strong analytical skills and attention to detail
  • Proficiency in financial software and CRM systems
  • Excellent communication and negotiation skills
  • Knowledge of commercial lending regulations

Responsibilities

  • Evaluate creditworthiness of new and existing clients
  • Review financial statements, credit reports, and loan documentation
  • Set and monitor credit limits and payment terms
  • Develop and enforce company credit policies
  • Oversee collections and manage delinquent accounts
  • Ensure compliance with federal and state lending regulations
  • Prepare credit risk reports for senior management

Benefits

  • Competitive salary and performance-based bonuses
  • Health, dental, and vision insurance
  • 401(k) with company match
  • Opportunities for professional development
  • A collaborative and supportive work environment
Full Job Description
We are seeking an organized and detail-oriented Credit Manager to join our team. As Credit Manager, you'll be responsible for managing the credit approval process, assessing risk, and ensuring compliance with lending regulations. You'll collaborate closely with sales, finance, and operations to support business growth while safeguarding financial health.

Credit Manager Duties and Responsibilities
  • Evaluate creditworthiness of new and existing clients
  • Review financial statements, credit reports, and loan documentation
  • Set and monitor credit limits and payment terms
  • Develop and enforce company credit policies
  • Oversee collections and manage delinquent accounts
  • Ensure compliance with federal and state lending regulations
  • Prepare credit risk reports for senior management


Credit Manager Requirements and Qualifications
  • Bachelor's degree in Finance, Accounting, or related field
  • Minimum 5 years of experience in credit management, preferably in equipment financing
  • Strong analytical skills and attention to detail
  • Proficiency in financial software and CRM systems
  • Excellent communication and negotiation skills
  • Knowledge of commercial lending regulations


What We Offer
  • Competitive salary and performance-based bonuses
  • Health, dental, and vision insurance
  • 401(k) with company match
  • Opportunities for professional development
  • A collaborative and supportive work environment


If you're ready to bring your expertise to a dynamic team and make a measurable impact, we'd love to hear from you.

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