Lockton

Complex Risk Account Executive

Lockton$90K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in commercial insurance, focusing on casualty and complex accounts
  • Expert in large deductible programs, captives, and alternative risk structures
  • Solid grasp of financial aspects including collateral and total cost of risk
  • Experience with complex, multi-layered insurance for large commercial clients
  • Proven ability to drive new business growth initiatives
  • Strong analytical skills for data evaluation and strategic insights
  • Leadership experience in mentoring junior associates
  • Excellent communication and relationship management skills
  • Highly organized with the ability to handle multiple priorities
  • Proactive attitude showing ownership and accountability
  • Bachelor's degree or equivalent experience

Responsibilities

  • Manage and grow a portfolio of complex casualty accounts
  • Lead strategy, placement, and servicing of high-severity casualty programs
  • Analyze program structures and advise clients on risk strategies
  • Collaborate with producers to win new business opportunities
  • Serve as a trusted advisor, translating risk concepts into actionable strategies
  • Coordinate account teams to ensure high-quality service delivery
  • Mentor junior associates, contributing to team growth
  • Negotiate program structures and maintain carrier relationships
  • Adapt quickly to competing priorities in a fast-paced environment

Benefits

  • Opportunities for professional development and mentorship
  • Collaborative team environment
  • Access to a wide range of resources and support
  • Engagement with high-profile clients and complex accounts
  • Dynamic work culture that embraces adaptability and urgency
Full Job Description
Job Summary:

  • Manage and grow a portfolio of complex casualty accounts, with a focus on large, loss-sensitive and alternative risk structures
  • Lead the strategy, placement, and servicing of high-severity, loss-sensitive casualty programs, including large deductibles, SIRs, captives, and other risk-financing arrangements.
  • Analyze program structures and financial impact, including collateral requirements, to advise clients on optimal risk strategies
  • Partner with producers and business development teams to support and win new business opportunities
  • Serve as a trusted advisor to clients by translating complex risk, financial, and coverage concepts into actionable strategies
  • Coordinate and lead cross-functional account teams to deliver a high level of service and execution
  • Mentor and develop junior associates, contributing to team growth and knowledge sharing
  • Maintain strong carrier relationships and negotiate program structure, pricing, and terms
  • Operate with urgency and adaptability in a fast-paced environment with competing priorities


Requirements:

  • 7+ years of experience in commercial insurance, with a strong emphasis on casualty and complex/loss-sensitive accounts
  • Demonstrated expertise in large deductible programs, captives, self-insurance, and alternative risk structures
  • Strong understanding of the financial components of casualty programs, including collateral and total cost of risk
  • Experience working with complex, multi-layered insurance programs and large commercial clients
  • Proven ability to support new business efforts and contribute to growth initiatives
  • Strong analytical skills with the ability to evaluate data and translate it into strategic recommendations
  • Leadership mindset with experience mentoring or guiding junior team members
  • Excellent communication and relationship management skills; able to build credibility with clients and internal stakeholders
  • Highly organized with the ability to manage multiple priorities in a fast-paced environment
  • Positive, proactive attitude with a strong sense of ownership and accountability
  • Bachelor's degree or equivalent experience

About Lockton

Lockton Companies is the world's largest privately held insurance brokerage firm, providing insurance, risk management, employee benefits and retirement services. The company was founded in 1966 and is headquartered in Kansas City, Missouri. Lockton has more than 7,500 associates in over 100 offices worldwide. The company serves clients in a variety of industries, including construction, healthcare, hospitality, manufacturing, real estate, and technology. Lockton is known for its innovative solutions and exceptional customer service.
Learn more about Lockton
Size
7,500 employees
Industry
Founded
1966

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