ConnectOne Bancorp, Inc.

Commercial Loan Officer - Healthcare Lending

ConnectOne Bancorp, Inc. • $180K — $230K *
Englewood Cliffs, NJ 07632In-Person
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • Minimum three years of experience in healthcare lending.
  • Strong understanding of commercial loan documentation.
  • Knowledge of federal and state banking regulations.
  • Credit training with thorough comprehension of loan transaction policies.
  • Familiarity with bank security and safety practices.
  • Proficient in maintaining a 'People First' approach with clients.

Responsibilities

  • Develop new business and broaden existing client relationships.
  • Underwrite and structure new loans, mortgages, and lines of credit.
  • Maximize profitability through effective loan pricing and cross-selling bank products.
  • Negotiate loan terms and present financing credits for approval.
  • Ensure compliance with operational and security procedures.
  • Resolve client service issues with thorough research and follow-up action.
  • Review and negotiate loan documents for transactions.

Benefits

  • Comprehensive health, vision, and dental benefits from day one.
  • 401k plan with employer matching contributions.
  • Flexible hybrid work options available.
  • Engaging employee appreciation events and team building activities.
  • Supportive employee assistance programs (EAP).
  • Wellness initiatives including preventive care and health discounts.
  • Tuition reimbursement opportunities for continued education.
  • Exclusive employee discounts and perks.
  • Participation in community service events organized by CNOB.
Full Job Description
Job Type

Full-time

Description

About this role:
  • The Commercial Loan Officer (CLO) is responsible for developing new business, broadening existing relationships, underwriting, structuring, closing of commercial loans, as well as maintaining and managing an existing portfolio.
  • The Commercial Loan Officer represents the bank in the local community through active participation in community affairs and participates in marketing all of the Bank's products and services.
  • The CLO is responsible for their portfolio from "Cradle to Grave"
In this role you will:
  • Support the Bank's "People First" focus and rules of engagement-maintaining a professional demeanor, working as an active member of the CNOB team, providing all clients excellent service, always striving to make CNOB "A Better Place to Be".
  • Source, develop and underwrite new loans, interim and permanent mortgages and lines of credit for new and existing clients, including collecting and analyzing information regarding the client's income, assets, investments and/or debts.
  • Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling of all bank products and services; advising clients regarding the advantages and disadvantages of different financial products.
  • Negotiate terms, structure loan financing based on risk analysis and present credits for approval to appropriate levels of authority with the bank as required.
  • Ensure all activities, transactions and records are in compliance with operational, security and control procedures of the Bank, preventing fraud and protecting customer assets.
  • Handle client service issues by conducting research, taking ownership, and daily follow up (as necessary) until conclusion.
  • Review and negotiate all loan documentation for any given transaction.
Must haves:
  • Strong "People First" interest and ability.
  • Knowledge of relevant Federal and State banking regulations.
  • Credit training.
  • Thorough knowledge of procedures and policies with respect to loan transactions.
  • Familiarity with Bank security and safety practices.
  • Strong understanding of commercial loan documentation.
  • Minimum three years of Healthcare lending experience.
  • Thorough understanding of federal banking compliance and requirements.
Bonus Points For:
  • Working knowledge of Google apps and products.
  • Working knowledge of the nCino loan processing platform.
  • Bachelor's degree preferred, commensurate on-the-job experience is acceptable.
Additional information

Benefits:
  • World class health, vision, and dental benefits on day one
  • 401k with employer match
  • Hybrid work from home (depending on role)
  • Employee appreciation events (team building, softball games, food truck days, etc..)
  • Employee assistance programs (EAP)
  • Wellness programs (flu shot, preventive care, health programs and services discounts, etc..)
  • Tuition reimbursement
  • Employee Discount perks
  • CNOB Community Service Events

....and much, much more!

Studies have shown that individuals from underrepresented groups, may only apply to roles if they meet 100% of the qualifications. Roles evolve over time, especially with innovation, and you may be just the person we need. We hope you're open to learning new skills and growing with us. We encourage you to apply to continue making us "a better place to be!"

Salary Description

$180,000-$230,000

About ConnectOne Bancorp, Inc.

ConnectOne Bancorp, Inc. is a bank holding company and parent company of ConnectOne Bank, a New Jersey-chartered commercial bank. ConnectOne Bank is a full-service bank serving the New York and New Jersey metropolitan area. The bank offers a range of deposit and loan products, including personal and business checking accounts, savings accounts, money market accounts, and certificates of deposit. ConnectOne Bank also provides commercial and industrial loans, commercial real estate loans, and residential mortgages. The bank operates through a network of branches and ATMs, as well as online and mobile banking platforms. ConnectOne Bancorp, Inc. was founded in 2005 and is headquartered in Englewood Cliffs, New Jersey.
Learn more about ConnectOne Bancorp, Inc.
Size
434 employees
Market Cap
$962.9 million
Industry
Finance & Insurance
Net Income
$71.2 million
5 Year Trend
+13.4%
NASDAQ
CNOB
* Ladders Estimates

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