Full Job Description
What We Expect of You
• Demonstrated strong sales, negotiation and relationship management skills.
• Experience in managing moderate to complex relationships.
• Demonstrated working knowledge of commercial banking products and services (both credit & non-credit), credit policy and procedures, and commercial compliance regulations.
• Proven business development skills.
• Thorough knowledge and understanding of banking regulations and laws governing commercial lending.
• Work independently and leverage professional relationships within and outside the bank.
• Proven knowledge of financial analysis, risk evaluation, loan documentation and commercial loan structure.
• Familiar with sales automation tools or related technologies.
• Excellent sales presentation, interpersonal, negotiation and written and verbal communication skills, evidenced both internally and externally.
• Possesses strong relationships and recognized in the local market.
• Strong computer literacy in MS Office.
Your Qualifications
• Bachelor's degree with an emphasis in Business, Finance, Accounting or related field or equivalent work experience.
• Demonstrated experience prospecting and managing clients with annual revenues in excess of $20MM+.
• Minimum of 5-10 years commercial lending experience.
• Formal credit training strongly preferred.
Internal and External Contacts
• Extensive external customer, prospect and referral source contacts.
• Internally this position requires regular contact with various departments within all divisions of the Bank, including management.
Working Conditions/Physical Requirements
Office environment. Ability to operate computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint.