The Hartford Financial Services Group, Inc

Claims Consultant - Global Specialty Property Major Case

The Hartford Financial Services Group, Inc • $84K — $127K *
Lake Mary, FL 32746In-Person
Finance & Insurance
Less than 5 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience.
  • Minimum 3 years of experience in First Party Property and/or Inland Marine claims.
  • Knowledge of Department of Insurance claim handling regulations across multiple jurisdictions.
  • State adjusting licenses as required.
  • Strong organizational and time-management skills for fast-paced environments.

Responsibilities

  • Manage and resolve First Party Commercial Property and Inland Marine claims.
  • Develop and implement claim strategies for investigation and settlement.
  • Assess claim exposure and establish reserves while prioritizing activities.
  • Interpret and apply insurance policies accurately in claims handling.
  • Identify and pursue recovery opportunities such as subrogation.
  • Communicate claim statuses and significant developments to relevant parties.
  • Analyze complex claim data to make informed decisions.

Benefits

  • Comprehensive benefits package with medical, dental, vision, life, and disability insurance effective from day one.
  • Generous paid time off of 25 days in your first year plus paid holidays.
  • Tuition reimbursement up to $5,250 for undergraduate and $6,000 for graduate degrees.
  • Student Loan Paydown Program contributing $125/month towards qualifying loans after six months of service.
Full Job Description
Consultant Claims - CH08CE

The Claim Consultant is responsible for managing First Party Commercial Property and Inland Marine claims ranging from moderate to highly complex exposures, including claims with six-figure loss potential. This role requires expertise in investigating, evaluating, negotiating, and resolving claims, while coordinating independent adjusters, field resources, and subject matter experts as needed. The Claim Consultant will interpret and apply policy coverage, including Primary, Excess, and Quota Share coverages, and draft clear, comprehensive coverage correspondence. Success in this role requires strong technical claim handling skills, sound judgment, and the ability to effectively manage competing priorities in a fast-paced environment.

Claim File Management
  • Develop and execute claim strategies for investigation, evaluation, disposition, and settlement in accordance with company policies, regulatory requirements, and ethical standards.
  • Assess claim exposure, establish reserves, prioritize activities, manage timelines, and drive timely resolution of assigned claims.
  • Interpret and apply insurance coverage accurately while leveraging technical and jurisdictional expertise.
  • Utilize claim cost management strategies and resources consistent with company practices and procedures.
  • Identify and pursue mitigation, subrogation, and other recovery opportunities.
  • Communicate claim status, significant developments, and claim disposition to business partners and management as required.


Business Acumen and Technical Expertise
  • Investigate, evaluate, negotiate, and resolve highly complex claims, including complex coverage and compensability issues.
  • Analyze claim facts, medical information, and other relevant data to make sound coverage, liability, reserving, and settlement decisions.
  • Apply advanced knowledge of insurance principles, claim handling practices, and jurisdictional laws and regulations to effectively manage complex claims.
  • Exercise strong analytical, critical thinking, and judgment skills to identify risks, develop claim strategies, and drive appropriate claim outcomes.
  • Contribute to loss cost management through effective claim resolution strategies, identification of subrogation opportunities, and appropriate utilization of vendors and external resources.
  • Leverage national and jurisdictional expertise to manage claim exposures and achieve optimal claim outcomes.


Required Qualifications
  • Bachelor's degree or equivalent work experience.
  • Minimum 3 years of experience handling First Party Property and/or Inland Marine claims.
  • Knowledge of Department of Insurance claim handling requirements and applicable regulations across multiple jurisdictions.
  • State adjusting licenses as required.
  • Strong organizational, prioritization, and time-management skills with the ability to work independently in a fast-paced environment.


Preferred Qualifications
  • Full-file claims handling experience.
  • Commercial Property, Inland Marine Transportation, Excess & Surplus (E&S), and Business Income claims experience.
  • Experience handling specialized risks, including Builder's Risk, Contractor's Equipment, Habitational, Binding Brokerage, Transportation, Fine Art, and Technology Equipment.
  • Xactimate experience, including estimating structural property damage.
  • Professional designations such as AIC, CCP, CPCU, or equivalent.
  • Demonstrated ability to manage complex claims, apply sound judgment, and achieve strong claim outcomes.


WHAT ELSE CAN YOU TELL ME?
  • This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations (Hartford, CT, San Antonio, TX, Lake Mary, FL, Sunrise, FL, Scottsdale, AZ, Alpharetta, GA, and Naperville, IL) will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business need arise.
  • For full-time, occasional, part-time or remote positions: (1) high speed broadband internet service is required, we do not recommend or support DSL, wireless, Wi-Fi, Hotspots, Fiber without a modem and Satellite; (2) Internet provider supplied modem/router/gateway is hardwired to the Hartford issued computer with an ethernet cable; and (3) minimum upload/download speeds of 10Mbps/75Mbps will be required. To confirm whether your Internet system has sufficient speeds, please visit http://www.speedtest.net from your personal computer.


How We Focus on Your Wellbeing:
  • 401K, Medical, Dental, Vision, Life and Disability Insurance. Effective day 1.
  • 25 days paid time off in your first full year and Paid Holidays
  • Click on this link to learn more about our comprehensive benefits package and award-winning well-being program: https://www.thehartford.com/careers/benefits
  • Tuition reimbursement - up to $5,250 (undergraduate) and $6,000 (graduate) for tuition and registration fees for degree programs that support your career development (subject to additional requirements).
  • Student Loan Paydown Program - eligible to participate after 6 months of service. The Hartford will make a direct contribution of $125 per month - with a lifetime maximum up to $10,000 - as a supplemental payment towards your student loan in order to help you manage the stress of student debt and help you pay down your student loan faster.


Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$84,800 - $127,200

About The Hartford Financial Services Group, Inc

The Hartford is an industry leading provider of property and casualty insurance, group benefits and mutual funds. Throughout our rich history of more than 200 years, countless businesses and individuals, including Robert E. Lee, Abraham Lincoln and Babe Ruth, have turned to our company for protection. The Hartford celebrated its 200th anniversary in 2010.

The Hartford Financial Services Group, Inc. Careers

Join the esteemed team at The Hartford Financial Services Group, Inc., a leader in investment and insurance, where we offer more than just job opportunities—we provide a platform for professional growth and innovation. As one of the most respected names in the financial services industry, The Hartford is dedicated to fostering a culture of diversity, leadership, and continuous development.

Work You’ll Do

Embark on a career with The Hartford and contribute to our mission of helping customers achieve amazing financial outcomes. You will have the chance to work alongside a team of experts who are not only skilled in their fields but are also passionate about making a difference.

Transform Your Career

At The Hartford, we believe in nurturing talent through comprehensive training programs and robust career development opportunities. Our commitment to professional growth is evident in our dynamic leadership and diversity training programs that prepare you for the future.

Innovate with Us

Innovation is at the heart of everything we do at The Hartford. Join us and bring your unique perspective to help shape the future of financial services. Our collaborative environment encourages creativity and is the perfect place to advance your skills in groundbreaking ways.

Be Part of a Great Team

The Hartford is not just a company; it's a community. We pride ourselves on a workplace culture that upholds the values of inclusivity and teamwork. By joining us, you’ll work on diverse teams that value your insights and encourage networking and mutual support.

Future-Proof Your Career

With a wide range of job opportunities, from internships to full-time positions, The Hartford offers a path for everyone. Whether you’re just starting out or looking to take your career to the next level, we provide the tools and support needed to succeed. Our benefits package is designed to ensure that our team members are well taken care of, not only at work but in all aspects of life.

Explore Job Opportunities and Internships

Whether you're polishing your resume, preparing for an interview, or seeking to enhance your employment experience, The Hartford has a position to match your skills and ambitions. We are continuously hiring and looking for new talent to join our thriving team.

Stay Connected

Join Our Team Search open positions that match your skills and interest at The Hartford. We look for passionate, curious, creative, and solution-driven team players.

Keep Up to Date

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here.

Job Alert Emails

Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities that await at The Hartford Financial Services Group, Inc. Join us at The Hartford—where careers thrive and futures are made.
Learn more about The Hartford Financial Services Group, Inc
Size
18,500 employees
Market Cap
$24.1 billion
Industry
Finance & Insurance
Net Income
$1.7 billion
Founded
1810
5 Year Trend
+6.5%
Revenue
$20.5 billion
NASDAQ
HIG
* Ladders Estimates

Similar Jobs

Ad banner background

Get Ready For Your
Next Interview

More Jobs at The Hartford Financial Services Group, Inc

More Finance & Insurance Jobs

Find similar Claims Consultant - Global Specialty Property Major Case jobs:

NationwideLake Mary, FL