Citi is looking for a Senior Relationship Manager to join its Commercial Banking team, owning and deepening strategic client relationships across a sophisticated portfolio of subsidiary client. In this senior individual contributor role, you will act as a trusted advisor to the valued subsidiaries of Citi's Multinational clients, structuring tailored financial solutions and driving measurable business outcomes. This is a high-impact position that places you at the intersection of client strategy, credit expertise, and cross-functional collaboration within Citi's global network.
Responsibilities- Manage and deepen a portfolio of commercial subsidiary client relationships by proactively identifying needs, anticipating risks, and delivering solutions that create long-term value for clients.
- Advise clients on tailored banking and financial solutions by collaborating with product specialists and subject matter experts to structure complex, customized deals including cross-border transactions.
- Identify and develop new business opportunities through client networking, market intelligence sharing, and proactive portfolio expansion across products and services.
- Effectively manage complex networks of diverse stakeholders to deliver bespoke products and solutions to multinational clients.
- Lead the client onboarding and retention process in partnership with Case Management, ensuring all compliance and Know Your Client requirements are met to the highest standard.
- Administer the full credit relationship for each client, overseeing the end-to-end credit process and ensuring all decisions align with established policies and risk appetite.
- Ensure ongoing compliance with regulatory requirements and Citi's risk and conduct standards, applying sound judgment in all business decisions to protect client and firm interests.
Required Qualifications & Skills- 10 or more years of experience in commercial banking, relationship management, or a closely related financial services discipline.
- Expert-level credit skills with the ability to structure complex and global credit transactions and guide others through the deal approval process.
- Demonstrated ability to apply Early Warning Detection techniques to identify and manage portfolio risk before it materializes.
- Deep knowledge of banking and investment products, with a consistent record of delivering sound financial advice and solutions to commercial clients.
- Ability to coordinate cross-functional teams and navigate complex internal and external stakeholder networks to deliver a seamless client experience.
- Strong interpersonal and communication skills, including negotiation, consultative engagement, and the ability to influence at senior levels.
- Comfortable working with digital tools and AI-enabled platforms, with an understanding of how technology enhances client engagement and operational efficiency.
Beneficial Skills & Qualifications- Master's degree in Finance, Business, or a related field, in addition to a Bachelor's or University degree.
- Cultural competence and direct experience working with cross-border stakeholders and navigating international business environments.
- Ability to rapidly interpret data insights and adapt client or portfolio strategies in response to shifting market conditions.
What We OfferAt Citi, senior professionals are given the platform, the network, and the resources to do meaningful work at scale. You will operate within one of the world's leading financial institutions, supported by a performance-driven culture that values collaboration, client impact, and continuous professional development.
- A hybrid working model with 3 days in the office and 2 days working remotely, giving you flexibility without sacrificing collaboration.
- Strategic ownership of a high-value client portfolio, with real accountability for business outcomes and relationship direction.
- Access to Citi's global network and cross-border deal flow, expanding both your professional reach and your client impact.
- Ongoing learning and development opportunities to deepen your expertise in credit, product knowledge, and digital banking tools.
- A collaborative team environment where your judgment, initiative, and client instincts are genuinely valued.
- Competitive financial wellbeing and benefits package commensurate with a senior-level position at a leading global bank.
Apply today to take ownership of a senior client relationship management role where your expertise shapes real commercial outcomes at one of the world's most connected financial institutions.
Job Family Group: Commercial and Business Sales
Job Family:Relationship Management
Time Type:Full time
Primary Location:Irvine California United States
Primary Location Full Time Salary Range:$182 400,00 - $273 600,00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills Please see the requirements listed above.
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:ago 05, 2026
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
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