Santander Consumer USA

CIB - Securitized Products Trader – Associate

Santander Consumer USA$175K — $225K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in fixed income, structured products, or securitized markets
  • Strong interpersonal and communication skills for effective collaboration
  • In-depth securitized products experience required
  • Preferred backgrounds include trading, sales, or rating agency analysis
  • Robust analytical skills with knowledge of collateral and market dynamics
  • Demonstrated interest in markets, trading, and risk management
  • Proficiency in Excel, with additional programming skills being a plus

Responsibilities

  • Support trading and market-making across securitized products
  • Monitor market developments and sector trends to guide trading decisions
  • Manage risk, portfolio analysis, and inventory management
  • Collaborate with sales to identify client demands and execute trading ideas
  • Work with research and structuring desks to assess opportunities
  • Build strong relationships with internal and external stakeholders
  • Contribute to trading strategy and the growth of the securitized products franchise

Benefits

  • Comprehensive rewards package reflecting employee impact
  • Support for employees' well-being, both current and future
  • Inclusive and accessible application process for all candidates
  • Encouragement of a proactive approach toward risk management for all professionals
Full Job Description
CIB - Securitized Products Trader – Associate

Country: United States of America

Role Overview
We are seeking an Associate / VP level Securitized Products Trader to join the Securitized Products team. This individual will support the trading, risk management, and market-making of securitized products, while contributing to client engagement and broader platform growth. The role requires strong market judgment, product knowledge, and interpersonal skills, with the ability to work effectively across trading, sales, research, and structuring.

Responsibilities

  • Support trading and market-making across securitized products
  • Monitor market developments, relative value opportunities, and sector trends to inform trading decisions
  • Manage risk and contribute to positioning, portfolio analysis, and inventory management
  • Partner with sales to identify client demand, communicate market color, and execute trading ideas
  • Work closely with research, structuring and other trading desks to evaluate opportunities across the securitized products platform
  • Build and maintain strong relationships with internal stakeholders and external market participants
  • Contribute to the development of trading strategy and franchise growth within securitized products trading

Qualifications

  • Experience in fixed income, structured products, or securitized markets
  • Strong interpersonal and communication skills, with the ability to collaborate effectively across teams and interact confidently with clients and counterparties
  • Strong securitized products experience required
  • Preferred backgrounds include securitized products trading, securitized products sales, or rating agency analyst
  • Strong analytical skills and familiarity with collateral, deal structures, and market dynamics
  • Demonstrated interest in markets, trading, and risk management
  • Experience with Intex, Bloomberg a plus
  • Strong Microsoft Excel skills required,programming ability a plus
  • Ability to synthesize quantitative and qualitative information quickly and make sound decisions in a fast-paced environment
  • High attention to detail and strong commercial judgment

Education

  • Bachelor27s degree or equivalent experience

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$175,000.00 USD

Maximum:

$225,000.00 USD

We Value Your Impact:

Your contribution matters and it27s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

About Santander Consumer USA

Santander Consumer USA Holdings Inc. is a consumer finance company that provides auto loans and leases to customers across the United States. The company was founded in 1997 and is headquartered in Dallas, Texas. Santander Consumer USA is a subsidiary of Banco Santander, a Spanish multinational commercial bank. The company offers financing for new and used vehicles through a network of dealerships and online channels. Santander Consumer USA also provides personal loans and credit cards to its customers. The company has been recognized for its customer service and has won several awards in the auto finance industry.
Learn more about Santander Consumer USA
Size
198,204 employees
Market Cap
$49.8 billion
Industry
Net Income
$910.9 million
Founded
1997
5 Year Trend
-3.4%
Revenue
$8.1 billion
NASDAQ

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