Santander Consumer USA

CIB Associate - FX and Derivatives Middle Office

Santander Consumer USA$105K — $140K *
Miami, FL 33186In-Person
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s degree in business, Finance, Economics, Engineering, Data Science, or related field
  • 2+ years of experience in financial services or data-focused banking role
  • Experience with Capital Markets Middle Office and Operations processes
  • Working knowledge of financial markets and commercial banking products
  • Excellent communication skills for conveying complex concepts to non-technical stakeholders
  • Proficiency in Python for data analytics and workflow optimization
  • Hands-on experience with AI tools applicable to business use cases

Responsibilities

  • Perform complex operational tasks to support team objectives
  • Investigate and resolve escalated issues with corrective actions
  • Execute complex transactions and conduct detailed research
  • Support onboarding and training of new employees
  • Identify opportunities to enhance workflows and operational processes
  • Leverage data analysis and automation tools to improve efficiency
  • Participate in implementing process improvements and operational changes

Benefits

  • Comprehensive rewards package reflecting individual impact
  • Support for family and personal well-being
  • Focus on competitive and fair benefits offerings
  • Emphasis on work-life balance and employee care
  • Opportunity for professional development and growth
Full Job Description
CIB Associate - FX and Derivatives Middle Office

Country: United States of America

The Difference You Make:

The Corporate Investment Banking Associate, FX and Derivatives Middle Office supports a broad range of markets activities across assigned products and business areas, ensuring the accurate and efficient delivery of services to the Bank’s clients.

In addition to core operational responsibilities, this role actively contributes to the transformation of operations through data-driven insights and the adoption of automation and AI-based solutions.

The Associate plays a key role in maintaining strong relationships with internal stakeholders and, where applicable, external clients, contributing to a high standard of service delivery.

  • Performs a variety of complex, non-routine operational tasks to support team objectives

  • Investigates and resolves escalated issues, determining appropriate corrective actions

  • Executes complex transactions and conducts detailed research to resolve discrepancies

  • Supports onboarding and training of new employees on systems, processes, and procedures

  • Operate in a fast-paced multicultural environment

  • Contributes to continuous improvement by identifying opportunities to enhance workflows, policies, and operational processes

  • Leverages data analysis, automation tools, and AI technologies to improve efficiency and reduce manual effort

  • Participates in implementing process improvements and operational changes

What You Bring:

To perform this role successfully, the candidate must demonstrate the ability to execute core responsibilities effectively while bringing a mindset focused on innovation and continuous improvement. The qualifications below represent the required knowledge, skills, and experience.

  • Bachelor’s degree in business, Finance, Economics, Engineering, Data Science, or a related field, or equivalent work experience – Required

  • 2+ years of experience in financial services, or a data/analytics-focused role within banking – Required

  • Experience with Capital Markets Middle Office and Operations processes

  • Working knowledge of financial markets and commercial banking products

  • Experience with Murex, MarkitWire, and other marketplace applications

  • Strong analytical mindset with the ability to translate data into actionable insights

  • Proficiency in Python for data analysis, automation, and workflow optimization

  • Hands-on experience with OpenAI tools or similar AI/LLM technologies, with the ability to apply them to real business use cases

  • Interest and experience in process automation, digitization, and operational efficiency initiatives

  • Ability to review and interpret financial documentation

  • Excellent communication skills, with the ability to explain complex concepts to non-technical stakeholders

  • Strong organizational skills and attention to detail

  • Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word)

  • Ability to manage multiple priorities and meet deadlines in a fast-paced environment

  • Demonstrated ability to adapt quickly and collaborate effectively within a team

Certifications:

  • No Certifications listed for this job.

It Would Be Nice For You To Have:

  • Experience with FX, Derivative, and Credit products and operational workflows

  • Experience working with data visualization or analytics tools (e.g., Tableau, Power BI)

  • Demonstrated ability to collaborate effectively in team-oriented environments

  • Fluency in Spanish (written and spoken)

  • Experience working in global or cross-border teams

  • Willingness and ability to work within a global team, collaborating across different time zones and cultures

Work Authorization & Sponsorship:
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$105,000.00 USD

Maximum:

$140,000.00 USD

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

 

What To Do Next:

If this sounds like a role you are interested in, then please apply.

About Santander Consumer USA

Santander Consumer USA Holdings Inc. is a consumer finance company that provides auto loans and leases to customers across the United States. The company was founded in 1997 and is headquartered in Dallas, Texas. Santander Consumer USA is a subsidiary of Banco Santander, a Spanish multinational commercial bank. The company offers financing for new and used vehicles through a network of dealerships and online channels. Santander Consumer USA also provides personal loans and credit cards to its customers. The company has been recognized for its customer service and has won several awards in the auto finance industry.
Learn more about Santander Consumer USA
Size
198,204 employees
Market Cap
$49.8 billion
Industry
Net Income
$910.9 million
Founded
1997
5 Year Trend
-3.4%
Revenue
$8.1 billion
NASDAQ

Similar Jobs

More Jobs at Santander Consumer USA

More Finance & Insurance Jobs

Find similar CIB Associate - FX and Derivatives Middle Office jobs: