Capital Markets Analyst I - Loan Trading

Pathward, N.A.

$60K — $100K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance or related field
  • Pursuing an MBA and/or CFA is a plus
  • 0-2 years of relevant experience in Whole Loan Acquisition, Debt Capital Markets, Structured Finance, or Investment Banking
  • Open to recent college graduates
  • Exceptional communication and critical thinking skills

Responsibilities

  • Assist in building and leading the Whole Loan Trading platform
  • Provide analytical support for Secondary Whole Loan Trading
  • Lead day-to-day operations and reporting for Loan Trading
  • Evaluate and execute new structured finance transactions
  • Drive execution with major financial institutions for off-balance sheet funding
  • Build relationships with capital sources and legal entities
  • Prepare investor due diligence information and reporting

Benefits

  • Comprehensive health insurance
  • 401(k) retirement benefits
  • Life insurance
  • Disability benefits
  • Paid time off
Full Job Description


About the Role:

Responsible for assisting in building the Capital Markets Whole Loan Trading platform and for developing, structuring and executing strategic transactions through new Capital Markets - Structured Finance initiatives in order to optimize the bank's balance sheet and to improve the company's financial performance.

What You Will Do:
  • Assist in building and leading the bank's Capital Markets Whole Loan Trading platform.
  • Provides analytical and operational support in managing the bank's Secondary Whole Loan Trading business.
  • Leads day-to-day Loan Trading operations and reporting responsibilities.
  • Assist in the evaluation, structuring and execution of potential new Capital Markets structured finance transactions including securitization, whole loan sales and forward flow agreements.
  • Assist in driving execution with top investment banks, insurance companies, hedge funds, credit funds and private institutional investors to fund off balance sheet assets.
  • Assist in developing and enhancing relationships with capital sources, institutional investors, rating agencies and law firms.
  • Prepare investor due diligence information to position Pathwards assets in the Capital Markets.
  • Responsible for designing, building and scaling the operational framework for the banks Whole Loan Trading platform.
  • Assist the Capital Markets Data Analytics team in developing financial models relating to asset performance and pricing.
  • Manage day-to-day communication and due diligence requests from capital market partners.
  • Develop and maintain investor reporting requirements, surveillance, internal dashboard reporting and Monthly Business reviews.
  • Develop and update marketing material for prospective investors.
  • Create and maintain investor databases and transaction comparables.
  • Identify and implement new concepts, best practices and approaches related to Capital Markets reporting and operational & credit risk management.
  • Assist in overseeing all third-party Capital Markets financial and operational audits.
  • Support the Chief Investment Officer and Head of Capital Markets in other assigned tasks.
  • Other duties as assigned.

What You Will Need:
  • Bachelor's degree in Finance or related field
  • Working towards an MBA and or CFA a plus
  • 0 - 2 years of experience in Whole Loan Acquisitions / Divestitures, Debt Capital Markets, Structured Finance, Specialty Lending and / or Investment Banking.
  • Recent College graduates will be considered.
  • Outstanding communication skills and ability to articulate investment merits to potential capital partners
  • Communication skills (verbal and written)
  • Critical thinking skills
  • Attention to detail

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $60,000 - $100,500

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

#LI-Remote

Don't have everything listed under qualifications? If you're excited about this role but your experiences don't match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles.

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