Location: Location: Irving, TX Job Summary: We are seeking an experienced **Business Analyst - Banking Finance & Regulatory Reporting** with 8-12 years of experience in banking and financial services. The ideal candidate will possess strong expertise in capital planning, regulatory reporting, financial forecasting, balance sheet management, and financial analysis. This role will partner closely with Finance, Treasury, Risk, Compliance, and Technology teams to support strategic decision-making, regulatory compliance, and financial performance management. Job Description: Capital Planning & Balance Sheet Management - Lead and support annual and rolling capital planning activities, including **CCAR (Comprehensive Capital Analysis and Review)**, stress testing, and scenario analysis. - Identify trends, variances, risks, and opportunities to optimize capital allocation. - Monitor capital adequacy metrics and provide recommendations to Treasury and Finance leadership. - Build, enhance, and maintain driver-based financial forecasting models for budgeting, capital planning, and scenario analysis. - Present forecast outputs with clearly documented assumptions, sensitivities, and key risk indicators to senior stakeholders. - Strengthen model governance, documentation standards, and version-control practices. - Calculate **Risk-Weighted Assets (RWA)** and assess capital adequacy across portfolios. - Calculate and monitor **Supplementary Leverage Ratio (SLR)** and regulatory capital exposures for financial instruments. Financial Reporting & Analysis - Support month-end and quarter-end close processes in coordination with Accounting and FP&A teams. - Manage reporting cycles, including accruals, provisions, reconciliations, and intercompany eliminations. - Prepare executive-level financial reporting packages and performance commentary. - Conduct detailed P&L attribution analysis to support business performance reviews and management decision-making. Regulatory Reporting - Prepare and submit regulatory reports in compliance with applicable frameworks, including: - IRRBB - PPNR - Basel III/IV - IFRS 9 - Other regulatory requirements - Develop and maintain reporting controls, documentation, and audit trails. - Participate in **ICAAP (Internal Capital Adequacy Assessment Process)** and related capital adequacy initiatives. - Model and analyze: - Credit Risk RWAs - Market Risk RWAs - Operational Risk RWAs - Net Interest Margin (NIM) - Economic Value of Equity (EVE) - Cost of Funds - Asset Liability Management (ALM) - Liquidity Risk Chart of Accounts & P&L Oversight - Maintain a strong understanding of the organization's **Chart of Accounts (CoA)** and ensure consistent reporting across entities. - Support financial governance and reporting standardization efforts. - Perform detailed variance analysis and profitability assessments. Stakeholder Management - Serve as a trusted analytical partner to the CFO, Treasurer, Finance Directors, and senior leadership. - Translate complex financial and regulatory data into clear, actionable business insights. - Collaborate with Treasury, Risk, Compliance, Accounting, and Technology teams on strategic initiatives. - Support ad hoc analysis and management reporting requests. The base compensation range for this role in the posted location is: $ 86129 to $127189 per annum. Capgemini provides compensation range information in accordance with applicable national, state, provincial, and local pay transparency laws. The base compensation range listed for this position reflects the minimum and maximum target compensation Capgemini, in good faith, believes it may pay for the role at the time of this posting. This range may be subject to change as permitted by law. The actual compensation offered to any candidate may fall outside of the posted range and will be determined based on multiple factors legally permitted in the applicable jurisdiction. These may include, but are not limited to: Geographic location, Education and qualifications, Certifications and licenses, Relevant experience and skills, Seniority and performance, Market and business consideration, Internal pay equity. It is not typical for candidates to be hired at or near the top of the posted compensation range. In addition to base salary, this role may be eligible for additional compensation such as variable incentives, bonuses, or commissions, depending on the position and applicable laws. **Capgemini offers a comprehensive, non-negotiable benefits package to all regular, full-time employees.** In the U.S. and Canada, available benefits are determined by local policy and eligibility and may include: - Paid time off based on employee grade (A-F), defined by policy: Vacation: 12-25 days, depending on grade, Company paid holidays, Personal Days, Sick Leave - Medical, dental, and vision coverage (or provincial healthcare coordination in Canada) - Retirement savings plans (e.g., 401(k) in the U.S., RRSP in Canada) - Life and disability insurance - Employee assistance programs - Other benefits as provided by local policy and eligibility **Important Notice:** Compensation (including bonuses, commissions, or other forms of incentive pay) is not considered earned, vested, or payable until it becomes due under the terms of applicable plans or agreements and is subject to Capgemini's discretion, consistent with applicable laws. The Company reserves the right to amend or withdraw compensation programs at any time, within the limits of applicable legislation.