Role: Broker

Location: Houston, TX

What is the role?

We are seeking a detail-oriented Broker in Dallas, TX with an in-office work schedule. The ideal candidate will bring a strong blend of analytical skills, market expertise, and client focused communication to effectively assess risk, design tailored casualty insurance programs and negotiate competitive coverage on behalf of clients. They will excel at interpreting complex business operations, advising clients on policy structures and risk management strategies, and maintaining long-term relationships through proactive service and seamless policy renewals. This individual will demonstrate deep knowledge of key casualty lines and uphold all required state licensing to operate with professionalism and precision. Focused communication to effectively assess risk, design tailored casualty insurance term relationships through proactive service and seamless policy renewals.

What will you be doing?

Core Responsibilities:

• Gathering client data and analyzing their business operations to identify potential risks.

• Selecting insurance companies, submitting applications, and negotiating with underwriters to secure the best, most cost-effective coverage for the client.

• Creating customized, comprehensive insurance programs that address specific liability exposures. These programs could be both guaranteed cost and loss sensitive.

• Explain policy features, coverage, and exclusions. Advise risk management and keep clients informed about industry changes and conditions.

• Managing existing accounts, review policies, and handling renewals to ensure uninterrupted coverage.

What are we looking for?

Qualifications:

• Deep understanding of casualty insurance products (e.g., Automobile and General Liability, Worker’s Compensation, and Umbrella/Excess).

• A focus on natural resources/energy, but the knowledge to work on all industries.

• Strong, professional communication skills to interact with clients and underwriting teams.

• Ability to analyze data to accurately broker deals.

• Maintain the necessary state-specific property and casualty insurance licenses.

Compensation and Benefits

The expected base salary range for this role is $125,000 - $150,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as exempt under the Fair Labor Standards Act (FLSA).

In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts

• 401(k) retirement plan

• Flexible Paid Time Off and paid parental leave

• Life and Disability insurance

Our sustainability promise

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent