Essential Functions:

• Underwrites accounts within an assigned underwriting authority level, and services existing bond accounts, including analysis of financial statements, work in progress reports, and overall credit worthiness.  Gathers necessary information to make a decision on whether to approve or decline a bond request.  Maintains current account files and visits accounts as needed.
• Monitors and maintains existing agency relationships and works to develop new relationships.  Meets with agents, contractors, clients, prospective and existing project owners, etc., as needed.  Educates agents on the bond philosophy and services EMC provides its customers.  Markets services to agents.  Identifies opportunities and potential barriers within agency relationships.
• Underwrites new account submissions within an assigned underwriting authority level.  Analyzes and evaluates new submissions including financial statements, work in progress reports, and overall credit worthiness.  Sets up new account files and performs account visits as warranted.
• Participates in industry functions, meetings, and seminars to network and increase knowledge on surety and fidelity issues.

Education & Experience:

• Bachelor’s degree, preferably in accounting, finance, or business, or related field, or equivalent relevant experience 
• Three years of experience with bond underwriting, or related experience
• Associate in Fidelity and Surely Bonding (AFSB) designation preferred

Knowledge, Skills & Abilities:

• Strong bond underwriting knowledge
• Excellent analytical, financial, and problem-solving skills
• Excellent written and verbal communication and organization skills
• Strong keyboarding skills and computer knowledge including knowledge of Microsoft Office Suite
• Excellent human relations skills
• Strong attention to detail, organizational, and multi-tasking skills
• Ability to work effectively with others, as well as independently
• Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving 

The hiring salary range for this position will vary based on geographic location, falling within either of the following:

A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.