Bodily Injury Litigation Adjuster (Homeowner Liability)

Allstate Insurance Company

$56K — $105K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of experience in claims adjusting, preferably in bodily injury or general liability
  • In-depth knowledge of insurance policies and claims processes
  • Strong negotiation skills for complex injury claims
  • Ability to assess damages and liability in automobile accidents
  • Experience mentoring junior employees or a willingness to do so

Responsibilities

  • Investigate and analyze complex automobile accident claims
  • Determine coverage, liability, and damages effectively
  • Mentor and guide junior adjusters in claims processes
  • Identify potential subrogation or fraud in intricate cases
  • Recommend process improvements for efficiency
  • Negotiate settlements on moderate to catastrophic injury claims
  • Utilize advanced understanding of insurance policies and organizational relationships

Benefits

  • Comprehensive technology setup for remote work including laptop and monitors
  • Monthly connectivity reimbursement for employees working from home
  • Support for creating a distraction-free home office space
  • A collaborative team environment that encourages career growth and personal development
Full Job Description

Job Description

Responsible for investigating and confirming the facts of loss for the most complex automobile accidents. Determines coverage, liability, damages and otherwise adjusts and negotiates claims within limit of authority. Mentors and provides direction to junior employees.

We’re looking for a skilled Bodily Injury Litigation Adjuster with Homeowner Liability or Commercial General Liability experience to join our team! In this role, you’ll manage complex injury claims, including fractures, bilateral fractures, fatalities etc. We’re open to candidates located in Eastern or Central time zones who are eager to make an impact and grow their career in both Bodily Injury Litigation and Homeowner Liability.





Key Responsibilities

• Recognizes and identifies body parts of a vehicle or understanding other potential property damage

• Identifies customer needs and works to meet those needs using appropriate customer service skills

• Determines subrogation or fraud potential and how to handle for the most complex cases

• Applies advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department

• Recommends process improvements

• Applies increased experience in the Sr Adjuster level or a rotation into a specialty position (Coverage, Investigation Specialist, Total Loss, Initial Handler, Extended Handler, Litigation, etc.)

• For claims involving injuries (if handled), learns how to review, evaluate, and negotiate moderate to complex/Catastrophic injury claims

• Handles investigation regarding all aspects of the most complex auto claims (coverage, liability and damages) with the exercise discretion and independence within increased level of authority

Experience

• 3 or more years of experience (Preferred)

Supervisory Responsibilities

• This job does not have supervisory duties.

#LI-KR1

Skills

Automobile Accidents, Automobile Accidents, Case Management, Casualty Insurance, Claims Administration, Claims Litigation, Claims Resolution, Claims Review, Commercial General Liability Insurance, Commercial Liability, Complex Claims, Fractures, General Liability Claims, General Liability Insurance, Homeowners Claims, Homeowners Insurance, Homeowners Insurance Claims, Insurance Claim Handling, Insurance Litigation, Insurance Policies, Liability Insurance, Litigation, Litigation Management, Litigation Support, Negotiation {+ 2 more}

Compensation

Base compensation offered for this role is:

Adjuster Cons II: $56,000 - $82,500
Adjuster Sr Cons I: $68,500 - $104,100
Adjuster Sr Cons II: $68,500 - $105,140

And is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Joining our team isnt just a job  its an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger  a winning team making a meaningful impact.

National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A 6 (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.

Companies & Partners

Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.

Benefits

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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