Royal Bank of Canada

Bilingual Private Banking Credit Manager

Royal Bank of Canada$90K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in lending or credit management
  • Deep understanding of personal lending guidelines and policies
  • Strong skills in financial risk assessment and analysis
  • Proven ability to analyze and resolve problems effectively
  • Excellent verbal and written communication skills
  • Bilingual in English and French, essential for client interactions

Responsibilities

  • Underwrite and adjudicate borrowing requests from the Private Banking Network
  • Assess risks in alignment with Bank policies and identify necessary exceptions
  • Collaborate effectively with sales partners to enhance market success
  • Lead innovation initiatives to improve adjudication processes
  • Ensure compliance with Anti Money Laundering (AML) regulations
  • Provide clear resolution regarding credit decisions to stakeholders
  • Engage in ongoing coaching to foster team performance

Benefits

  • Comprehensive Total Rewards Program including bonuses
  • Flexible benefits for a work-life balance
  • Opportunities to make a meaningful impact
  • Collaborative and dynamic team environment
  • Support for personal and professional growth
Full Job Description
Job Description

What's the opportunity?

As a Private Banking Credit Manager, you will underwrite and adjudicate borrowings originating from the Private Banking Network channels. You will assess the inherent risks while respecting Bank policies, identifying exceptions to credit principles, rules and guidelines. You will approve/amend and underwrite transactions and assess inherent risks while respecting disciplines imposed by Bank policies, accurately identify required exceptions to applicable folios and deliver exceptional partner experiences to contribute to our purpose of helping clients thrive and communities prosper.

What will you do?
  • Consistently demonstrate attributes of the RBC blueprint to deliver on the role mandate
  • Apply your expertise in the adjudication of complex mortgage and personal lending applications within delegated lending limits
  • Use sound judgment and knowledge of all credit policies to balance risk appetite with business growth
  • Provide resolution to stakeholders related to credit decisions and policy interpretation
  • Demonstrate strong collaboration positively impacting sales partners to win in the market
  • Take the lead in identifying innovation that will improve adjudication efficiencies
  • Ensure compliance to Anti Money Laundering (AML) requirements are satisfied at all times
  • Actively participate in coaching routines to expand proficiencies and deliver high performance


What do you need to succeed?

Must-have
  • Lending/credit experience
  • Knowledge and understanding of personal lending guidelines and policy
  • Understanding of how credit impacts clients' overall financial planning
  • Strong business and financial risk assessment and analytical skills
  • Proven analytical and problem-solving skills
  • Professional communication and call handling capabilities
  • Ability to clearly articulate credit decisions both verbally and in writing to all stakeholders
  • Flexible to work extended hours during high volume periods
  • Bilingualism (English and French) required, as you will regularly do business with RBC partners and/or employees across Canada with English and French speaking needs


Nice-to-have
  • Private Banking, Small Business or Commercial experience


What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
  • A comprehensive Total Rewards Program including bonuses and flexible benefits
  • Competitive compensation
  • Ability to make a difference and lasting impact
  • Work in a dynamic, collaborative, progressive, and high-performing team


Job Skills
Credit Policies, Credit Processes

Additional Job Details

Address:

1 PLACE VILLE MARIE:MONTRÉAL

City:

Montréal

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-06-26

Application Deadline:

2026-07-31
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

Join Our Team

Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

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Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

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