Cape Girardeau, MO | Full-Time | Monday-Friday, 8AM-5PM | onsiteMRV Banks is looking for an experienced
Risk Officer to join our growing
Banking as a Service (BaaS) team.
This is a high-impact role for someone who enjoys digging into financials, identifying risk, spotting trends, and helping leadership make informed decisions.
As the
MRV Connect Risk Officer, you'll take a big-picture look at the financial and operational health of our BaaS programs and relationships.
You'll analyze performance, evaluate third-party risk, support capital and forecasting decisions, work with legal counsel on agreements, and turn complex information into meaningful insights for senior leadership.
If you're analytical, naturally curious, comfortable asking tough questions, and enjoy figuring out
"What is the data telling us-and what should we do about it?", this could be a great fit.
What You'll Do- Analyze the financial performance and overall risk of MRV Connect relationships, including revenue, expenses, profitability, KPIs, and emerging trends
- Support forecasting, budgeting, capital allocation, and reserve calculations
- Identify financial, operational, third-party, and regulatory risks and recommend practical ways to mitigate them
- Prepare and present risk and performance reporting to senior leadership
- Partner with our Data Analyst to conduct transaction testing against underwriting and risk guidelines
- Develop and maintain model risk management processes and tracking
- Coordinate relationship risk assessments, quarterly reviews, and follow-up reporting
- Review contracts and amendments and coordinate with external legal counsel and Bank leadership
- Partner across Finance, Compliance, Operations, Legal, and MRV Connect to strengthen controls and processes
- Maintain relationship-specific contingency and business continuity plans
- Stay current on evolving BaaS, banking, regulatory, and third-party risk trends
What We're Looking For- Bachelor's degree in Business, Finance, Risk Management, or a related field, or equivalent relevant experience
- 5+ years of experience in risk management, financial analysis, compliance, banking, or financial services
- Strong financial and analytical skills with the ability to interpret data, identify trends, and communicate what matters
- Understanding of operational, third-party, regulatory, and financial risk
- Strong Excel skills and comfort working with reporting tools, dashboards, and data
- Ability to evaluate complex situations and turn findings into practical, solution-oriented recommendations
- Strong communication skills and confidence working with senior leadership, external partners, and legal counsel
- Experience with Banking as a Service (BaaS), third-party financial services relationships, or partner oversight is a plus
Perks & BenefitsWe invest in our people because we know our people make the difference.
- 11 Paid Holidays
- PTO-22 days of accrued paid time off
- Comprehensive Health, Dental, Vision Insurance & More (100% of employee premium paid for Health & Dental by bank).
- 401(k) with Employer Match
- Positive, team-oriented culture that values growth and fun
- Professional development opportunities and exposure to emerging fintech practices
How to Apply- Upload your resume and complete the quick application (≈2 minutes)
- Complete the 2 Predictive Index Assessments (links are sent after you apply):
- Behavior Assessment:
- Cognitive Assessment: 13 minutes (timed)
PLEASE NOTE: For the PI Cognitive Assessment, we recommend using a laptop or desktop computer with a stable internet connection whenever possible.
Because the assessment is timed, please complete it in a quiet environment where you can give it your full attention. While the assessment can be completed on a mobile device, a larger screen may provide a better testing experience.
