AVP, Actuarial (Pricing)

Palomar Holdings, Inc.

$160K — $220K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of actuarial experience with a focus on pricing, and some experience in reserving and reinsurance.
  • FCAS or high-functioning ACAS designation required.
  • Proficient in AI, R, Python, SQL, etc., for enhancing pricing toolkit capabilities.
  • Experience working in ambiguous, evolving environments.
  • Deep understanding of actuarial workflows with practical pricing analysis skills.
  • Strong communication skills to bridge technical and stakeholder needs.
  • Leadership or mentoring experience preferred but not immediate.

Responsibilities

  • Apply and enhance Palomar's pricing toolkit for daily analyses.
  • Act as a pricing actuary, connecting insights with broader business strategies.
  • Lead rate reviews tailored to each segment's risk profile.
  • Develop frameworks to monitor competitive pricing trends and market analysis.
  • Evaluate programs and renewals with an actuarial perspective for real-time business decisions.
  • Build strong relationships with MGAs for program structuring and pricing support.
  • Adapt and flex across segments as business priorities evolve.

Benefits

  • Comprehensive medical benefits package.
  • Long-term financial incentives including stock options.
  • 401k with 3.5% automatic fully vested employer contributions.
  • Generous PTO and holiday program.
  • Lifestyle spending allowance for personal needs.
  • Support for professional development and career exploration opportunities.
  • Engaging company-wide social events, including virtual options.
Full Job Description
Location: La Jolla, CA; Edina, MN; Chicago, IL or Remote (If not commutable to a Palomar office)

The Details:

We are seeking a driven, curious, and high-energy AVP, Actuarial with a strong pricing background to join our growing Actuarial team. This is a hands-on role: you'll serve in the front-line to work directly with Underwriting, Product, and executive segment leaders to share insights and shape pricing decisions in real time. This role is built for someone who can move across segments and bring a broad, adaptable perspective to Palomar's business. The ability to build trust quickly with cross-functional partners and work efficiently is a must.

What will you do:

Apply and help shape Palomar's in-house pricing toolkit to drive day-to-day pricing analyses and deliver fast, well-grounded results to partners

Serve as hands-on pricing actuary for UW, Product, Ceded Reinsurance and segment leadership by connecting pricing insights to broader business results and strategy

Lead rate reviews and indications across multiple segments, adapting approach to each segment's unique risk profile and data maturity

Help build out a framework for monitoring competitive and market pricing trends - an emerging capability with room to shape how it's done

Evaluate new programs, renewals, and rate adequacy, bringing an actuarial lens to business decisions in real-time

Build and maintain strong working relationships with MGAs, supporting pricing and program structure where applicable

Flex across segments as business priorities shift, building broad exposure across Palomar's diverse book

What we are looking for:

8+ years of actuarial experience-ideally majority in pricing, with some reserving and reinsurance background

FCAS, or high-functioning ACAS

Working proficiency in AI-supported building, alongside R, Python, SQL, etc to leverage and contribute to Palomar's in-house pricing toolkit

Proven ability to go from 0  1 in ambiguous, still-forming, environments.

Deep understanding of actuarial workflows and the practical needs of pricing analysis, not just the theory.

Strong communicator who can build bridges and translate between technical analysis and key stakeholders.

Team leadership or mentoring experience is a plus for future growth, though near-term focus is hands-on delivery

Thrives in dynamic, fast-changing environments with minimal red tape.

Prior experience mentoring or managing technical staff is a plus.

We love people who want to:

Build strong relationships through transparency, trust, and respect for each other.

Work in an agile environment, with a resilient mindset to find creative solutions to challenges.

Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.

Do the right thing with strong conviction and integrity.

Be bold and innovative to help make an impact.

Demonstrable track record of working autonomously and driving progress

Be intellectually curious, think creatively, and pragmatic

If you thrive in a dynamic environment, and like working with happy, authentic, talented people, you'll enjoy a career with Palomar!

What will you get in return?

Full Suite of Medical Benefits

Long Term Financial Incentives - STOCK!

401k with 3.5% Automatic Fully Vested Employer Contributions

Competitive PTO + Holiday Program

Lifestyle Spending Allowance

Professional Development Assistance

Career Exploration Opportunities

Regular company-wide social events (even virtually!)

To learn more visit us at www.plmr.com

Pay Range: $160,000-$220,000 + Bonus Potential & Participation in our Competitive Long-Term Incentive (LTI) Program.

The above pay range is for all US-based roles based on function and level, benchmarked against companies of similar size and scope. To be compliant with local legislation as well as provide greater transparency to candidates, we disclose salary ranges on all job postings regardless of the desired job location. We also offer a competitive annual discretionary bonus program and the opportunity for annual long-term incentive stock grants. In addition, we offer a highly competitive benefits package. Final offer amounts are determined by multiple factors, including candidate experience and qualifications, and may vary from the amounts listed above

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