Auto Adjuster (MMR Claims)

Allstate Insurance Company

$53K — $117K *
US-Anywhere
+ 37 other locationsRemote
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in auto insurance claims handling
  • Proficient in determining coverage through policy review
  • Strong investigative skills in liability claims
  • Excellent organizational abilities for claim management
  • Customer service skills focused on client needs
  • Data analysis and digital literacy in claims administration

Responsibilities

  • Investigate and assess advanced auto claims including coverage and damages
  • Negotiate claims independently within authority limits
  • Review and evaluate basic to moderate injury claims if applicable
  • Identify vehicle damage and potential liability factors
  • Meet customer needs using effective service skills
  • Determine subrogation or fraud potential in claims
  • Utilize increased expertise for potential advancement within specialty claims roles

Benefits

  • Comprehensive technology setup for remote work
  • Monthly connectivity reimbursement for internet costs
  • Encourages challenging the status quo and skill advancement
  • Opportunity to be part of a meaningful and impactful team
  • Flexible work location for candidates in specified time zones
Full Job Description
Job Description
Responsible for investigating and confirming the facts of loss for advanced automobile accidents. Determines coverage, liability, damages and otherwise adjusts and negotiates claims within limit of authority.

We are seeking an Auto Adjuster to join our growing team, with a primary focus on MMR claims. The ideal candidate will have experience handling liability claims and be proficient in determining coverage through thorough review and interpretation of insurance policies. Successful candidates will bring strong investigative abilities, excellent organizational skills, and the ability to manage claim details effectively from start to resolution. We are open to candidates in the eastern or central time zone states.

Key Responsibilities
• Applies advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
• Handles investigation regarding all aspects of advanced auto claims (coverage, liability and damages) with the exercise discretion and independence within increased level of authority
• For claims involving injuries (if handled), learns how to review, evaluate, and negotiate basic to moderate injury claims
• Recognizes and identifies body parts of a vehicle and understanding other potential property damage
• Identifies customer needs and works to meet those needs using appropriate customer service skills
• Determines subrogation or fraud potential and how to handle
• Applies increased experience in the Adjuster II level or a rotation into a specialty position (Coverage, Investigation Specialist, Total Loss, Initial Handler, Extended Handler, etc.)

Supervisory Responsibilities
• This job does not have supervisory duties.

#LI-KR1

Skills
Analytical Thinking, Auto Insurance Claims, Automobile Accidents, Case Management, Claims Administration, Claims Resolution, Claims Review, Customer Centricity, Customer Service, Data Representation, Desktop Management, Digital Literacy, Inclusive Leadership, Insurance Claims Investigations, Insurance Coverage, Insurance Coverage Analysis, Insurance Policies, Insurance Policy Review, Investigative Skills, Learning Agility, Negotiation, Organizing, Results-Oriented

Compensation
Base compensation offered for this role is:

Auto Adjuster Cons I: $53,500 - $86,400
Auto Adjuster Cons II: $56,000 - $93,250
Auto Adjuster Sr Cons I: $68,500 - $117,700

Annually and is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Joining our team isn9t just a job - it9s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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