Bodily Injury Large Loss Adjuster

Allstate Insurance Company

$85K — $145K *
US-Anywhere
+ 45 other locationsRemote
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in handling large loss bodily injury claims
  • Strong understanding of litigation processes and coverage issues
  • Expertise in analyzing complex claims and making settlement recommendations
  • Ability to navigate high-exposure cases across various jurisdictions
  • Proficient in conflict management and negotiation strategies

Responsibilities

  • Grants settlement authority on complex claims exceeding MCO and RCO limits
  • Performs detailed file reviews and analyzes data for litigation cases
  • Determines appropriateness of CWP requests based on tort value exposure
  • Provides insights on complex coverage issues to support Field operations
  • Collaborates with leadership to strategize next steps on complex cases
  • Shares industry trends with performance teams to enhance claim handling practices
  • Engages with product and legal teams on claim impacts for new product introductions

Benefits

  • Comprehensive technology setup for remote work including essential equipment
  • Monthly connectivity reimbursement to help cover internet costs
  • Flexible work arrangement with the opportunity to work from home
  • Access to professional development and training opportunities
  • Supportive team culture that encourages collaboration and sharing of insights
Full Job Description
Job Description
The Senior Consultant II is responsible for granting settlement authority on highly complex claims valued in excess of Market Claim Office (MCO) and Regional Claim Office (RCO) limits, providing recommendations on requests to go to trial on cases where the gross exposure is in excess of MCO authority, and general oversight of all large losses for a specific CSA or CSAs. The individual may also provide discretionary referrals on coverage issues, opinions and research. In addition, the Sr Cons II may provide approval on Closed Without Payment (CWP) requests where liability is disputed, and the value is in excess of Field authority.

We are looking for a Large Loss Bodily Injury Adjuster to join our growing team! This remote role is responsible for handling complex, high-exposure bodily injury and litigation claims across all 50 states, primarily focused on West Coast jurisdictions with policy limits of 250/500. Responsibilities will include catastrophic losses, litigated files, and rejected tenders in highly challenging and volatile venues. The ideal candidate will have strong experience managing bodily injury litigation claims and homeowners liability exposures.

Key Responsibilities
• Performs file reviews for various complex projects or for cases in litigation, analyzes data, and reports findings
• May review cases to determine if CWP is appropriate given gross tort value exposure
• Supports the Field with discretionary referrals on complex coverage issues and engages Home Office Claim litigation for involvement and direction as needed
• Reviews coverage, liability, and/or damages on highly complex cases referred for authorization and collaborates with Field leadership on addition steps to be taken and other feedback and direction
• Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLS), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases
• Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices

Supervisory Responsibilities
• This job does not have supervisory duties.

#LI-KR1

Skills
Bodily Injury Claims, Claims Litigation, Client Counseling, Complex Claims, Conflict Management, De-Escalation, Diary Management, Documentations, File Reviews, Industry Trend Analysis, Insurance Claims Investigations, Large Loss Claims, Liability Analysis, Liability Investigations, Litigation, Negotiation, Personal Injury Claims, Prioritization, Torts

Compensation
Compensation offered for this role is 85,000.00 - 145,075.00 annually and is based on experience and qualifications.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

Similar Jobs

More Jobs at Allstate Insurance Company

More Finance & Insurance Jobs

Find similar Bodily Injury Large Loss Adjuster jobs: