Figure

Associate Originations & Distribution

Figure$96K — $144K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 3 years of experience in capital markets, treasury, or structured credit; 5+ years preferred.
  • Proven experience in managing relationships with asset originators and executing transactions with investors.
  • Strong knowledge of credit and collateral in real estate or consumer assets, including detailed underwriting knowledge.
  • Hands-on experience with post-close operations and cash flow reconciliations.
  • Bachelor's degree in finance-related field; CPA, CFA, or Series 7/63/65 certification preferred.
  • Proficient in advanced Excel modeling and familiar with SQL and BI tools like Tableau.
  • Client-facing skills and commercial instincts to establish and manage key relationships.

Responsibilities

  • Develop and maintain relationships with asset originators to support deal sourcing.
  • Build and enhance investor relationships on the demand side, focusing on on-chain distribution.
  • Collaborate with internal teams to transition opportunities from lead to close.
  • Act as an internal expert on market metrics and counterparty feedback.
  • Handle post-close transaction operations including financial reporting and cash flow management.

Benefits

  • Comprehensive medical, dental, and vision coverage with fully paid premiums for employees and dependents on certain plans.
  • Access to HSA, FSA, Dependent Care FSA, 401(k), and commuting benefits.
  • Employer-funded life and disability insurance.
  • Generous PTO policy, including 11 observed holidays.
  • Up to 12 weeks of paid family leave.
  • Reimbursement for continuing education expenses.
Full Job Description
About the Role

We're hiring a capital markets professional to drive business development across both sides of our marketplace: sourcing and structuring assets off-chain, and building investor demand on-chain. Coverage spans Figure Connect, Figure Markets, $YLDS, Home Equity, and Automobile.

The role is deliberately hybrid. Roughly half the job is external, originating and managing relationships with clients, partners, and counterparties. The other half is internal, working alongside the capital markets team on execution and on the analytical and structuring work that supports live transactions.

What You'll Do
  • Develop and own relationships with asset originators and sellers on the supply side; support deal sourcing through structuring and execution
  • Build and deepen investor and counterparty relationships on the demand side, including on-chain distribution channels
  • Partner with internal capital markets, product, and legal teams to move opportunities from first conversation to closed transaction
  • Serve as an internal resource on market conditions, pricing, and counterparty feedback
  • Own post-close transaction operations, including servicing waterfalls, remittances, settlement reporting, and reconciliation to ensure accurate investor and originator cash flows

What We Look For
  • At least 3 years in capital markets, treasury, or structured credit (5+ preferred) at a lender, specialty finance platform, asset manager, or bank, with direct ownership of live transactions rather than support-only exposure
  • Demonstrated experience on both sides of a trade: sourcing and managing originator or seller relationships, and executing with investors and capital partners across whole loan sales, securitizations, forward flow, or warehouse and credit facilities
  • Deep credit and collateral fluency in real estate or consumer assets: residential transition, construction, DSCR, residential term, home equity, or auto; spanning underwriting guidelines, exposure limits, diligence, pricing, and valuation
  • Hands-on ownership of post-close operations, including servicing waterfalls, remittances, settlement reporting, net wire calculations, and reconciliation of investor and originator cash flows
  • Bachelor's degree in accounting, finance, economics, or a related quantitative field; CPA, CFA, or Series 7/63/65 a plus
  • Advanced Excel modeling (pivot tables, macros, XLOOKUP/SUMIFS, XNPV,PMT/IPMT) plus SQL and a BI tool such as Tableau for pool-, portfolio-, and scenario-level analysis
  • Working knowledge of, or credible appetite to learn quickly, digital asset market structure, tokenized credit, and on-chain distribution
  • Client-facing presence and commercial instinct: able to open relationships cold, negotiate terms, and present to executives, boards, and counterparties
  • Ownership mentality and comfort with ambiguity on a lean team, with strong cross-functional collaboration across product, legal, and finance
  • Adhere to all company security policies and data handling procedures.
  • Complete mandatory security awareness training within required timeframes.
  • Promptly report any suspected security incidents or suspicious activity to the Security team.

Salary
  • Base Compensation Range: $96,000 - $144,000/yr
  • 25% annual bonus target, paid quarterly
  • Company equity in the form of RSUs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate's experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

Benefits
  • Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
  • Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
  • Employer-paid life and disability insurance
  • 11 observed holidays and PTO plan
  • Up to 12 weeks of paid family leave
  • Continuing education reimbursement

#LI-RF1 #LI-Hybrid

About Figure

Figure is a financial technology company that provides home equity loans and other financial services. The company was founded in 2018 by Mike Cagney, a former CEO of the online lending platform, SoFi. Figure's platform uses blockchain technology to streamline the loan application process and reduce costs. The company has raised over $225 million in funding and has partnerships with several major financial institutions, including Jefferies and WSFS Bank. Figure was named one of the 50 most innovative fintech companies in the world by Forbes in 2019.
Learn more about Figure
Size
200 employees
Industry
Founded
2018

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