Royal Bank of Canada

Associate Director, Commercial Mortgage Finance

Royal Bank of Canada$110K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Completed post-secondary education and/or 3+ years' experience in commercial banking or commercial real estate lending
  • Strong communication and interpersonal skills
  • Proven financial acumen and credit/risk management skills
  • Strong organizational skills for managing multiple transactions and business priorities
  • Experience in commercial real estate lending is a plus

Responsibilities

  • Conduct full analysis on income-producing real estate and underwrite credit submissions
  • Ensure thorough due diligence with all transactions, understanding clients and strategies
  • Strategically price and collect fees, balancing revenue growth with client relationships
  • Manage pipeline and related activities to enhance client service and business retention
  • Collaborate with client relationship teams to create exceptional client experiences
  • Leverage insights for pre-contact planning, demonstrating genuine client interest
  • Provide financial and business advice through a distinct value proposition
  • Engage in local market events and community initiatives

Benefits

  • Make a lasting impact in the community
  • Work within a dynamic and collaborative team environment
  • Opportunities for challenging and meaningful work
Full Job Description
Job Description

What is the opportunity?

As an Associate Director, Commercial Mortgage Finance, you will develop and deliver advice to support the execution of underwriting and funding commercial mortgages in support of the BC Region. You will contribute to a differentiated client experience by providing Commercial Mortgage advisory services to new and existing clients through insight, focused financial advice, and solutions to meet the clients' business and financial goals. This role is considered hybrid remote, however it is a requirement to commute from time to time to commercial centres and clients place of business within your area.

What will you do?
  • Complete the full analysis on income-producing real estate properties, underwrite credit submissions to group risk management, present terms and conditions of financing to clients/partners and liaise with various internal and external partners for the disbursement of proceeds
  • Exercise due diligence with all transactions: know your client, transaction credit structure, risk-analysis and client strategy
  • Price strategically and collect fees, within prescribed guidelines and maintain a balance of growing commercial mortgage revenue, client profitability, and relationship building
  • Effectively manage pipeline and related activities to grow and retain business. Put clients first. Excel in responding to requests quickly and reliably, and ensure smooth operation of banking products and services
  • In conjunction with the client relationship team, create exceptional client experiences by delivering value-added advice aligned to your expertise and the client's needs. Take responsibility of client problems at first point of contact and engage appropriate partners to effectively resolve the problems
  • Understand the client's financial situation, leverage insight from colleagues to ensure respect for client's time and demonstrate interest in the client's business as part of your pre-contact planning review for all client calls/meetings
  • Deliver financial and business advice through a differentiated value proposition. Present solutions that clearly articulate the benefits and advantages to the client. Help the client to understand alternatives, navigate and implement proposed solutions
  • Participate in the local market - industry and client events, business associations, customer appreciation days, community fundraising, etc.


What do you need to succeed?
Must-have:

  • Completed post-secondary education and/or 3+ years' experience in commercial banking or commercial real estate lending
  • Strong communication and interpersonal skills
  • Proven financial acumen as well as credit and risk management skills
  • Strong organizational skills. Ability to manage multiple transactions at various stages of the end-to-end sales process as well as other business priorities


Nice to have:
  • Experience in commercial real estate lending and/or commercial real estate transactions


What's in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
  • Ability to make a difference and lasting impact
  • Work in a dynamic, collaborative, progressive, and high-performing team
  • Opportunities to do challenging work


Job Skills
Advice Based Solutions, Client Discovery, Commercial Real Estate, Data Analysis, Digital Literacy, Negotiation, Oral Communications, Rate Negotiations, Real Estate Lending, Term Sheet Negotiation, Written Communication

Additional Job Details

Address:

VANCOUVER MAIN BRANCH (B), 1055 GEORGIA ST W:VANCOUVER

City:

Vancouver

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-09-14

Application Deadline:

2026-09-18
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

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Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

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Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

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Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

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Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

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