SoFi

Associate AI Engineer, Finance Transformation

SoFi$100K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's or Master's in Computer Science, Data Science, AI/ML, or related field, or equivalent experience.
  • 1-3 years in building with LLMs, or substantial new-grad projects related to AI/ML.
  • Hands-on experience with LLM APIs, prompt engineering, RAG, or agent frameworks with a portfolio to discuss.
  • Proficient in Python for automation, API integration, and prototyping tasks.
  • Basic SQL knowledge for querying, with development opportunities in finance-related querying.
  • Builder mindset with emphasis on creating working prototypes rather than only theoretical designs.
  • Eagerness to learn the Finance domain and ability to communicate with non-technical teams.

Responsibilities

  • Develop multi-step AI workflows for Finance processes employing approved enterprise AI platforms and coding tools.
  • Own and report on AI tool usage, cost, engagement, and ROI through telemetry.
  • Design user interaction experiences with Finance AI systems, including workflows and feedback loops.
  • Validate AI outputs using established patterns before they impact Finance decisions, ensuring they are reliable and documented.
  • Transform prioritized Finance use cases into prototypes and collaborate with engineering teams for production readiness.
  • Achieve fluency in Finance operations and SQL capabilities through structured learning and on-the-job practice.

Benefits

  • Comprehensive and competitive benefits package available through SoFi's benefits page.
Full Job Description
The role:

SoFi's Associate AI Engineer, Finance Transformation is a hands-on builder within SoFi's Finance organization, focused on building agentic AI workflows that transform how Finance works from close and reconciliations to forecasting and reporting.

Finance has one of the largest AI opportunity surfaces at SoFi: over a hundred identified use cases, an active champions network, and executive sponsorship. In this role you will build multi-step AI workflows on approved enterprise AI platforms, stand up the telemetry that measures AI usage, cost, and ROI across Finance, and help make AI outputs trustworthy enough for Finance decision-making in a controlled environment where outputs must be explainable, auditable, and reconciled to the number.

You will work directly with the AI Transformation Manager for Finance, who owns use-case strategy and stakeholder engagement, and in close partnership with SoFi's AI SDLC and platform teams, who support the path from prototype to production. This is a build-focused role with an unusual growth surface: SoFi's AI Engineering ladder (through Staff and Senior Staff) is the visible progression path.

What you'll do:
  • Build agentic AI workflows: Develop multi-step AI workflows such as planning, tool use, retrieval, structured orchestration on approved enterprise AI platforms and agentic coding tools to automate Finance processes.
  • Build AI telemetry: Own usage, cost, engagement, and ROI reporting across Finance AI tools, from source extraction to dashboards leadership relies on.
  • Contribute to the experience layer: Help design how Finance users interact with AI systems including workflows, interfaces, and feedback loops that build trust and adoption.
  • Validate outputs: Apply and refine repeatable patterns for validating AI outputs before they inform Finance decisions such as reconciliation, documented assumptions, human-in-the-loop checkpoints.
  • Prototype fast: Turn prioritized Finance use cases into working prototypes, then partner with AI SDLC and platform engineering on the path to production.
  • Learn the domain: Develop Finance fluency (close, reconciliation, reporting workflows) and SQL rigor in seat, with structured support.

What you'll need:
  • Bachelor's or Master's degree in Computer Science, Data Science, AI/ML, or a related field, or equivalent practical experience.
  • 1-3 years of experience building with LLMs or an exceptional new-grad record with substantial hands-on agent projects (academic, personal, open-source, or internship work all count).
  • Demonstrated hands-on experience with LLM APIs, prompt engineering, RAG, or agent frameworks - with a portfolio of projects where you can clearly explain what you personally designed and why.
  • Working Python for automation, API integration, and prototyping.
  • Basic SQL for querying data (Finance-grade rigor will be developed in seat).
  • Builder mindset: bias toward making a working thing rather than describing one.
  • Willingness to learn Finance domain context and communicate with non-technical stakeholders, with support.

Nice to have:
  • Exposure to evaluation, tracing, or observability practices for AI systems.
  • Exposure to Snowflake, Cortex, or natural-language-to-SQL tooling.
  • Exposure to Finance, Accounting, or another controlled/regulated data environment.
  • Experience building user-facing tools or internal apps powered by AI.


Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

About SoFi

SoFi is a financial services company that offers a range of products including student loan refinancing, personal loans, and mortgages. The company was founded in 2011 and is headquartered in San Francisco, California. SoFi's mission is to help people achieve financial independence by providing access to affordable credit and financial education. The company has over 1,200 employees and has funded over $50 billion in loans to date. SoFi is a privately held company and has raised over $2 billion in funding from investors including SoftBank, Silver Lake, and Peter Thiel.
Learn more about SoFi
Size
1,200 employees
Industry
Founded
2011

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