Asset-Backed Finance AssociateThe Asset-Backed Finance Associate will play a key role in supporting the origination, structuring, underwriting, and execution of secured lending transactions across a range of asset classes and client types - including financial sponsors, asset managers, and specialty finance companies.
Key Responsibilities and Duties- Assist in the structuring, execution and ongoing monitoring of a wide variety of secured financing transactions.
- Prepare transaction materials including term sheets, credit memos, and client presentations.
- Coordinate due diligence efforts and internal deal approval processes in line with bank policies and regulatory requirements.
- Conduct details credit and collateral analysis for proposed transactions across asset types.
- Build and maintain financial and cash flow models to assess transaction structure, advance rates, coverage metrics, and risk-return profiles.
- Contribute to internal risk reviews and credit committee discussions.
- Partner with internal teams to ensure seamless execution and risk oversight.
- Support ongoing portfolio monitoring, reporting, and covenant compliance for existing facilities.
- Ensure adherence to the bank's credit and regulatory standards throughout the deal lifecycle.
Minimum Qualifications - 3+ years of experience in loan underwriting, credit analysis, or portfolio management within a financial institution, preferably focused on Asset-Backed Finance, Structured Finance, Specialty Finance, or other secured lending environments.
- Demonstrated experience analyzing, underwriting, and supporting the execution of structured credit and asset-based lending transactions.
- Strong financial, analytical, and problem-solving skills, with the ability to evaluate complex credit structures and identify key risks and mitigants.
- Proven ability to manage multiple priorities simultaneously, drive deliverables to completion, and meet deadlines in a fast-paced, collaborative environment.
- Excellent verbal, written, and interpersonal communication skills, with the ability to effectively present analyses and clearly articulate complex financial concepts to internal and external stakeholders.
- Strong attention to detail, organizational skills, and the ability to work independently while contributing to a team-oriented culture.
- Proficiency in Microsoft Excel, PowerPoint, and financial modeling techniques.
- Ability and willingness to travel up to 15% as business needs require.
Role Specific Work Experience- 3+ Years Required; 5+ Years Preferred
Educational Requirements- University (Degree) Preferred
Physical Requirements- Physical Requirements: Sedentary Work
Career Level7IC
- Support the structuring, underwriting, documentation, and closing of Asset-Backed Finance transactions.
- Analyze financial statements, collateral, cash flow, and credit profiles to support underwriting decisions.
- Prepare written credit analyses and financial models to assess transaction risk and performance.
- Review credit agreements and legal documentation to ensure compliance with underwriting standards.
- Serve as a key point of contact for clients and internal partners, coordinating diligence and providing transaction updates.
- Assist with prospecting efforts and maintaining client and referral pipelines.
- Perform KYC and due diligence reviews to support regulatory and policy requirements.
- Stay current on market trends, industry developments, and regulatory changes impacting Asset-Backed Finance.
Posting End Date: 8/31/26 
