Position Overview

As a ALM Associate- Balance Sheet Analyst within PNC's Finance organization, you will be based in New York City, New York.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

This role is highly technical in nature and requires strong programming, data engineering, database management, and analytical development skills to support balance sheet valuation and interest rate risk management.

Job responsibilities
• Own, maintain, and enhance databases supporting QRM balance sheet valuation and interest rate risk analytics.
• Develop, maintain, and optimize production code, analytical tools, and scalable reporting solutions to improve reliability, efficiency, and analytical capabilities.
• Build automated processes for data preparation, reconciliation, quality control, reporting, and routine risk analysis.
• Leverage QRM data and outputs to create record-level analytics that provide deeper insight into balance sheet positions, valuation drivers, and risk exposures.
• Support daily and monthly production of balance sheet analytics, including troubleshooting, exception management, and resolution of time-sensitive issues.
• Investigate unexpected results and data anomalies within the QRM environment, partnering with technology teams and subject matter experts to identify and resolve root causes.
• Collaborate with balance sheet analysts, portfolio managers, financial modelers, risk management, finance, and technology stakeholders to translate business requirements into practical data and reporting solutions.
• Maintain robust technical documentation, operating procedures, controls, and backup coverage for critical processes.
• Support regulatory, audit, model risk, and governance initiatives related to balance sheet valuation and interest rate risk management.
• Identify and implement automation and AI-driven opportunities while maintaining appropriate controls, transparency, and production stability.

Required qualifications
• Bachelor's degree in Computer Science, Data Science, Financial Engineering, Financial Mathematics, Statistics, or a related quantitative field.
• Strong software development and programming skills, including proficiency in Python and SQL.
• Experience working with large, complex financial datasets and developing scalable data pipelines, analytical tools, and production reporting solutions.
• Strong analytical, problem-solving, and communication skills, with the ability to explain technical concepts to business and risk stakeholders.
• Demonstrated attention to detail and the ability to manage independent, time-sensitive deliverables.
• Solid understanding of financial statements, balance sheet products, and interest rate risk concepts.

Preferred qualifications
Master's degree or higher in Computer Science, Data Science, Financial Engineering, Financial Mathematics, Statistics, or a related quantitative discipline.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Using independent judgement on methods, performs financial analysis, conducts research and prepares reports. Performs due diligence and statistical analysis related to the balance sheet. Participates in stress testing efforts.
• Based on own discretion, researches and collects information for PNC's balance sheet.
• Manages and performs defined procedures, analysis and report preparation for decision making tasks. Performs data aggregation and quality assurance to ensure timely and accurate management reporting.
• Prepares and aggregates data for modeling activities. Reconciles and performs quality review of data.
• Consult with lines of business in responding to various ALM requirements.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills
Balance Sheets, Bookkeeping, Budget Management, Cash Flow Statements, Corporate Accounting, Financial Operations, Managerial Finance, Public Accounting, Revenue Recognition

Competencies
Accuracy and Attention to Detail, Asset and Liability Management (ALM), Data Gathering and Reporting, Effective Communications, Financial Analysis, Financial Forecasting and Modeling, Financial Services Industry, Market Risk, Regulatory Environment - Financial Services

Work Experience
Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education
Bachelors

Certifications
No Required Certification(s)

Licenses
No Required License(s)

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $90,000.00 - $150,000.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education.

Application Window

Generally, this opening is expected to be posted for two business days from 09/09/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.