Signature Bank provides various business and personal banking products and services. It accepts various deposit products, including commercial checking accounts, money market accounts, escrow deposit accounts, cash concentration accounts, interest-bearing and non-interest-bearing checking accounts, certificates of deposit, time deposits, and other cash management products. The company also offers loan products comprising commercial and industrial loans; real estate loans, such as loans secured by commercial and residential properties, and construction and land loans; temporary financing for commercial and residential properties; letters of credit; and personal lines of credit and loans to acquire personal assets, as well as asset-based lending, mortgages, home equity loans, and credit card accounts. In addition, it provides investment, brokerage, and asset management products and services; retirement products, such as individual retirement accounts and administrative services for retirement vehicles, which include pension, profit sharing, and 401(k) plans to its clients, as well as business retirement accounts; and a range of insurance products, including health, life, and disability insurance. Further, the company offers funds transfer, cash management, and foreign exchange services. It serves real estate, wholesale, retail, and commercial banking industries, as well as municipalities and non-profit entities. The company operates 31 private client offices located in the New York metropolitan area, including Manhattan, Brooklyn, Westchester, Long Island, Queens, the Bronx, Staten Island, Connecticut, and New Jersey. Signature Bank was incorporated in 2000 and is headquartered in New York, New York.