Pepper is a financial services company that provides a range of lending and investment solutions to individuals and businesses. The company's lending products include personal loans, auto loans, and small business loans, while its investment products include robo-advisory services and self-directed trading. Pepper's mission is to make finance more accessible and affordable for everyone, and it uses technology to streamline its operations and reduce costs. The company was founded in 2018 and is based in Dallas, TX.