Pave is a financial technology company that provides loans to consumers. The company was founded in 2012 and is headquartered in New York City. Pave offers personal loans to borrowers with limited credit histories or who may not qualify for traditional bank loans. The company uses a proprietary algorithm to assess creditworthiness and determine loan terms. Pave's loans are funded by institutional investors and are available to borrowers in 34 states. Pave was acquired by Cross River Bank in 2019.