Five Star Bank is a community bank that provides personal and business banking services. The bank was founded in 1850 and is headquartered in Warsaw, New York. Five Star Bank offers a range of financial products and services, including checking and savings accounts, loans, mortgages, credit cards, and more. The bank has over 50 branches in New York and Pennsylvania. Five Star Bank is a subsidiary of Financial Institutions, Inc., a financial holding company that provides banking and financial services.