Five Star Bank is an American boutique Community Bank founded in 1999 in Rocklin, California by prominent real estate developers Buzz Oates and Frank Ramos. Five Star Bank was originally created after the two recognized a need for relationship-based commercial real estate banking services in the region around the state capital.
In 2018, Five Star Bank was named the 46th highest performing community bank in the United States under $3 billion in assets by S&P Global. The bank was also named the 21st most active SBA 7 lender in the country by total loans and 65th by volume among all banks through the first half of 2019 by the SBA.
Five Star Bank now has four locations in the California capital region in Roseville, Elk Grove, Rancho Cordova, and Sacramento/Natomas, as well as one in Chico and one in Redding. In 2018, Five Star Bank moved its headquarters to its current Roseville location.
Five Star Bank is known for its engagement among the communities it serves. The bank specializes in these niche markets:
Five Star Bank is a major participant in the RISE Program, founded by Region Business. This program aims to get local governments of cities, counties, and districts to deposit with local community banks, with the assurance that the banks will invest a portion of the money back into businesses in the region.