CNO Financial Group, Inc. is a holding company for a group of insurance companies operating throughout the United States that develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products. The company was founded in 1979 and is headquartered in Carmel, Indiana. CNO Financial Group's insurance subsidiaries include Bankers Life and Casualty Company, Colonial Penn Life Insurance Company, and Washington National Insurance Company. The company's products are marketed through a variety of distribution channels, including career agents, independent producers, and direct marketing.