Finances

While research has found that 21% of American adults have nothing saved for retirement, new findings show that the Golden Years aren’t in the cards for everyone, and many aren’t even sure how much they’ll need to get there. Read More

Moving in with someone is a choice some of us make for the adventure of love or for the convenience of splitting a rent check. Now, new data from U.S. Centers for Disease Control and Prevention has given us a fuller look into which couples are cohabitating together and why. Read More

We collected figures for teachers at all three levels (elementary, middle and high school) to create three color-coded heat maps of earnings and we calculated the average between elementary, middle and high school teachers to create a Top 10 list of states where teachers earn the most. Read More

Millions of American families struggle to pay mortgage payments. According to U.S. Census Bureau data, nearly 7 million American households were severely housing cost-burdened in 2016, meaning they spent over 50% of their income on housing costs. Read More

Many people define The American Dream as owning your own home, not to mention a comfortable lifestyle, healthy children, and a secure retirement. But the ability to afford a home — let alone all those other things — depends entirely on where you live and your level of income. Read More

Nowadays, many employers rely on digital time-tracking software to monitor when employees are working. It may be more efficient than the punch clocks of yore, but a new study published in American Business Law Journal found that it contributes to wage theft. Read More

Tax season has finally come and gone, and by now most Americans have either gotten their refund or established a payment plan for taxes owed to the government. Here’s a nice thought experiment: go back and look at your tax return to figure out how much money the government claims through all forms of taxation. How does your own situation compare to the rest of the world? … Read More

One colleague gave me the most effective piece of financial advice, look at the fund’s Expense Ratio. The expense ratio does not include the cost of buying a fund. This expense is referred to the sales load fee, and is a one-time event. Read More

When my husband lost his supposedly stable job (just a casual two months before our wedding), we went through one of the roughest patches of our relationship — most of it being my fault. Read More