Explore Credit Risk Analyst Jobs

Discover Credit Risk Analyst opportunities with employers seeking professionals who can assess creditworthiness, monitor exposure, and help guide sound lending and investment decisions. Ladders features vetted professional jobs paying $100,000 or more, including roles across banking, financial services, fintech, and corporate finance.

What Does a Credit Risk Analyst Do?

Credit Risk Analysts evaluate the likelihood that borrowers or counterparties will meet their financial obligations. They review financial statements, credit data, market conditions, and portfolio trends to identify potential risks and support decisions on lending, limits, and risk controls. Depending on the organization, the role may focus on individual borrowers, commercial accounts, structured products, or a broader credit portfolio.

Skills and Qualifications Employers Seek

Employers commonly look for experience in financial statement analysis, credit evaluation, quantitative modeling, and risk reporting. Strong candidates communicate findings clearly, use data to develop practical recommendations, and understand relevant policies and regulations. Familiarity with Excel, SQL, Python, statistical tools, or risk platforms may be valuable, while credentials such as CFA or FRM can support career progression.

Career Paths and Work Settings

Credit Risk Analysts work in commercial and investment banks, asset managers, insurance companies, fintech firms, and other organizations with lending or counterparty exposure. Career paths may lead to senior analyst, credit risk manager, portfolio risk, underwriting, model validation, or broader enterprise risk roles. Responsibilities and requirements vary by employer and seniority.

Find Credit Risk Analyst Jobs on Ladders

Use Ladders to explore vetted Credit Risk Analyst openings with salaries of $100,000 or more. Compare role requirements, industries, and responsibilities to identify opportunities that fit your experience and career goals.

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$120K - $140K *

Join a team that's redefining software testing by owning the end-to-end strategy, designing automated tests, and driving best practices in an agile environment to ensure high-quality delivery across m...

Detroit, MIRemote

3 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$106K - $181K *

Join our team to lead risk and compliance strategies across payment products. Drive cross-functional collaboration, manage product lifecycles, and ensure compliance while leveraging AI tools to enhanc...

Richardson, TXRemote

Today

  •   5 - 7 years exp.  •   Real Estate & Construction

$142K - $234K *

Shape the future of technology risk management by leading initiatives that enhance security, resilience, and innovation. Collaborate with cross-functional teams to embed risk practices and drive scala...

California, USRemote

6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$110K - $130K *

Advance your career by leading probabilistic risk assessments for human spaceflight programs. Collaborate with engineering teams to evaluate crew risks and support FAA licensing, ensuring safety and r...

Centennial, CORemote

2 days ago

  •   5 - 7 years exp.  •   Aerospace & Defense

$150K - $190K *

Transform cyber risk management by leading product strategy for scanning and risk data. Collaborate across teams to enhance data accuracy, usability, and scalability, ensuring actionable insights for...

CanadaRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$175K - $220K *

Optimize the product strategy for scanning and risk data, connecting technical systems with user needs. Drive improvements in data quality, usability, and scalability while collaborating across teams...

United StatesRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$110K - $130K *

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United StatesRemote

Reposted today

  •   Less than 5 years exp.  •   Finance & Insurance

$70K - $110K *

Lead the charge in ensuring an exceptional client experience by bridging communication between internal teams and clients, fostering strong relationships, and proactively addressing client needs while...

United StatesRemote

4 weeks ago

  •   Less than 5 years exp.  •   Technical Services

$80K - $100K *

Lead efforts to monitor and mitigate fraud risks in credit card processing. Collaborate with cross-functional teams to enhance fraud detection strategies and ensure a seamless customer experience whil...

CanadaRemote

4 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$100K - $125K *

Transform healthcare analytics by leading the development of APR-DRG audit criteria. Collaborate with cross-functional teams to enhance payment integrity through data-driven insights and innovative so...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Business Services

$96K - $207K *

Lead the charge in enhancing cybersecurity response capabilities by managing urgent exposure assessments and coordinating enterprise-wide efforts against emerging threats, ensuring alignment with risk...

RemoteRemote

2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$89K - $134K *

Engage with clients by managing strategic account plans, driving growth initiatives, and enhancing relationships. Collaborate with cross-functional teams to deliver client-focused solutions, ensuring...

North Carolina, USRemote

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$215K - $320K *

Lead the execution of investment structuring strategies globally, managing complex initiatives and stakeholder relationships to enhance operational effectiveness and drive investment decisions that al...

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4 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$90K - $125K *

Transform complex commercial casualty claims management by leveraging your expertise in construction-related exposures and litigation. Collaborate with a dedicated team to deliver exceptional outcomes...

United StatesRemote

4 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$126K - $188K *

Transform your career by leading strategic product planning and managing complex investment solutions. Collaborate with stakeholders to define product vision, oversee project delivery, and drive innov...

Missouri, USRemote

Today

  •   11 - 15 years exp.  •   Finance & Insurance

$116K - $145K *

Help us lead the charge in catastrophe risk analytics, blending modeling science and data engineering. Drive team performance, set technical standards, and translate model outputs into strategic under...

Chicago, ILRemote

3 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$84K - $111K *

Join a dynamic team to drive system implementations and client training in Treasury. Shape seamless operations through relationship management and project leadership while maintaining high delivery st...

Dallas, TXRemote

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Enterprise Technology

$150K - $190K *

Unlock potential by designing scalable data models and ensuring data quality. Collaborate with cross-functional teams to translate business needs into technical solutions, driving analytics excellence...

United StatesRemote

3 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$77K - $147K *

Advance liquidity management strategies across enterprise and business lines, ensuring compliance with regulatory standards. Collaborate with stakeholders to analyze and report on liquidity metrics, s...

San Antonio, TXRemote

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$75K - $90K *

Unlock risk management potential by conducting assessments, preparing reports, and providing expert advice. This flexible, home-based role involves significant travel, ensuring comprehensive risk prev...

CanadaRemote

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$99K - $132K *

Advance your career as a Senior Financial Analyst in Treasury, focusing on cash management, corporate finance, and cross-functional collaboration. Drive impactful financial strategies while enhancing...

RemoteRemote

6 days ago

  •   Less than 5 years exp.  •   Media

$118K - $222K *

Transform the future of AI risk management by advising teams on tailored strategies, assessing AI systems, and operationalizing risk controls. Collaborate across functions to ensure effective governan...

Columbus, OHRemote

Reposted 1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $85K *

Drive business performance through financial analysis and strategic insights. Collaborate with cross-functional teams to evaluate profitability, support budgeting, and identify opportunities for reven...

United StatesRemote

3 days ago

  •   Less than 5 years exp.  •   Healthcare

$100K - $300K *

Lead complex analytical initiatives by developing data solutions and dashboards that drive business insights. Collaborate with stakeholders to translate requirements into scalable analytical framework...

United StatesRemote

Today

  •   5 - 7 years exp.  •   Finance & Insurance

$151K - $178K *

Shape the future of credit decisioning by leading a team focused on automating underwriting processes, enhancing portfolio analytics, and driving policy governance in a fast-paced fintech environment...

United StatesRemote

3 weeks ago

  •   8 - 10 years exp.  •   Enterprise Technology

Frequently Asked Questions (FAQ)

  • What does a Credit Risk Analyst do?question toggle

    A Credit Risk Analyst assesses the risk that borrowers or counterparties may fail to meet their obligations. The work can include analyzing financial statements and credit data, monitoring portfolios, preparing risk reports, and recommending lending or exposure decisions.

  • What qualifications are common for Credit Risk Analyst jobs?question toggle

    Many roles seek a degree in finance, economics, accounting, mathematics, or a related field, along with experience in credit or financial analysis. Employers may also value quantitative skills, knowledge of risk regulations, and familiarity with tools such as Excel, SQL, or Python. Requirements vary by position.

  • What industries hire Credit Risk Analysts?question toggle

    Banks, fintech companies, asset managers, insurance firms, and corporations with lending or counterparty exposure commonly hire Credit Risk Analysts.

  • What career paths can follow a Credit Risk Analyst role?question toggle

    With experience, analysts may advance to senior analyst or credit risk manager positions, or move into portfolio risk, underwriting, model validation, or enterprise risk management.

  • Are Credit Risk Analyst jobs on Ladders vetted and high paying?question toggle

    Ladders focuses on vetted professional job opportunities paying $100,000 or more. Check each listing for its specific salary details, qualifications, and responsibilities.