Explore Credit Risk Analyst Jobs

Discover Credit Risk Analyst opportunities with employers seeking professionals who can assess creditworthiness, monitor exposure, and help guide sound lending and investment decisions. Ladders features vetted professional jobs paying $100,000 or more, including roles across banking, financial services, fintech, and corporate finance.

What Does a Credit Risk Analyst Do?

Credit Risk Analysts evaluate the likelihood that borrowers or counterparties will meet their financial obligations. They review financial statements, credit data, market conditions, and portfolio trends to identify potential risks and support decisions on lending, limits, and risk controls. Depending on the organization, the role may focus on individual borrowers, commercial accounts, structured products, or a broader credit portfolio.

Skills and Qualifications Employers Seek

Employers commonly look for experience in financial statement analysis, credit evaluation, quantitative modeling, and risk reporting. Strong candidates communicate findings clearly, use data to develop practical recommendations, and understand relevant policies and regulations. Familiarity with Excel, SQL, Python, statistical tools, or risk platforms may be valuable, while credentials such as CFA or FRM can support career progression.

Career Paths and Work Settings

Credit Risk Analysts work in commercial and investment banks, asset managers, insurance companies, fintech firms, and other organizations with lending or counterparty exposure. Career paths may lead to senior analyst, credit risk manager, portfolio risk, underwriting, model validation, or broader enterprise risk roles. Responsibilities and requirements vary by employer and seniority.

Find Credit Risk Analyst Jobs on Ladders

Use Ladders to explore vetted Credit Risk Analyst openings with salaries of $100,000 or more. Compare role requirements, industries, and responsibilities to identify opportunities that fit your experience and career goals.

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$72K - $100K *

Join our dynamic team as a Sr. Credit Analyst, owning the underwriting cycle from application review to decision-making. Leverage your analytical skills to enhance credit processes and contribute to a...

United StatesRemote

1 week ago

  •   Less than 5 years exp.  •   Enterprise Technology

$128K - $268K *

Lead the charge in transforming credit risk management through strategic oversight, multidisciplinary team leadership, and innovative solutions. Drive operational excellence and governance while ensur...

United StatesRemote

1 week ago

  •   11 - 15 years exp.  •   Finance & Insurance

$90K - $110K *

Grow your career with a pivotal role in credit risk analysis, ensuring effective underwriting decisions and risk management across portfolios. Collaborate independently with teams while providing over...

Miami, FLRemote

Reposted 1 week ago

  •   Less than 5 years exp.  •   Energy & Utilities

$110K - $130K *

Manage client engagements in credit risk services, providing tailored financial analysis and due diligence. Lead and mentor staff while driving business development and ensuring quality control across...

Conshohocken, PARemote

3 weeks ago

  •   5 - 7 years exp.  •   Legal & Accounting

$67K - $104K *

Unlock potential by joining a dedicated team focused on risk management. As a key contributor, you'll analyze exposures, support claims programs, and implement strategies to enhance safety and reduce...

Raleigh, NCRemote

6 days ago

  •   Less than 5 years exp.  •   Transportation

$100K - $120K *

Innovate as a Credit Risk Manager assessing corporate and SME client risks. Collaborate on improving standards and leveraging technology while contributing to decision-making and enhancing operational...

United StatesRemote

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $115K *

Unlock potential by managing a diverse credit portfolio, conducting in-depth financial analysis, and presenting strategic recommendations to senior management while fostering relationships with financ...

Baltimore, MDRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$70K - $126K *

Join our team to identify, assess, and report on enterprise risks while supporting sustainability initiatives. Collaborate across business units to enhance corporate ESG strategies and improve risk ma...

Missouri, USRemote

1 week ago

  •   Less than 5 years exp.  •   Healthcare

$95K - $111K *

Champion credit risk assessment by leading diligence on institutional clients, crafting risk recommendations, and monitoring exposures to drive informed decision-making in dynamic financial landscapes...

United StatesRemote

Reposted 1 month ago

  •   Less than 5 years exp.  •   Finance & Insurance

$83K - $113K *

Analyze third-party security documentation to assess risks and ensure compliance. Collaborate with cross-functional teams to maintain security standards and streamline vendor reviews, ensuring custome...

Vancouver, BCRemote

3 weeks ago

  •   Less than 5 years exp.  •   Legal & Accounting

$110K - $130K *

Engage as a Sanctions Screening SME, driving system design, analysis, and validation. Collaborate with cross-functional teams to enhance screening processes and ensure compliance, while leveraging dee...

Jersey City, NJRemote

4 days ago

  •   8 - 10 years exp.  •   Staffing

$88K - $141K *

Empower financial strategies by analyzing interest rate and liquidity risks. Collaborate with stakeholders to enhance capital planning and reporting processes while ensuring compliance with regulation...

United StatesRemote

4 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$112K - $131K *

Elevate your career by leading complex financial analyses and strategic initiatives. As a senior contributor, you'll drive enhancements in reporting, support business decisions, and mentor team member...

United StatesRemote

2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$120K - $170K *

Lead innovative risk analysis and premium production, driving collaboration across teams to enhance management and professional liability insurance products that resonate with brokers and clients alik...

United StatesRemote

Reposted 1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$101K - $119K *

Transform the payments landscape by ensuring compliance and mitigating risk. As a key player, you'll review merchant applications, analyze transactions, and enhance fraud detection systems, all while...

United StatesRemote

3 weeks ago

  •   Less than 5 years exp.  •   Technical Services

$61K - $98K *

Transform the landscape of risk management by overseeing collections and funding returns, analyzing transaction patterns, and collaborating with teams to resolve complex cases while driving process im...

United StatesRemote

6 days ago

  •   Less than 5 years exp.  •   Enterprise Technology

$116K - $216K *

Lead a team in assessing credit risk through comprehensive reviews, ensuring compliance and quality in loan portfolios. Drive insights and improvements while collaborating with stakeholders to enhance...

United StatesRemote

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$115K - $173K *

Lead the charge in developing and implementing advanced risk segmentation strategies, leveraging statistical methodologies and machine learning to optimize financial returns and enhance model performa...

Southfield, MIRemote

6 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$100K - $120K *

Join a team that analyzes credit policies and develops strategies to enhance lending effectiveness, utilizes data analytics for risk management, and collaborates with stakeholders to drive impactful d...

United StatesRemote

Reposted 1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Drive the future of finance data analysis by ensuring accuracy and usability of financial data. Collaborate with finance and data teams to enhance reporting processes and validate data integrity for i...

United StatesRemote

5 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$101K - $145K *

Lead the charge in leveraging advanced data science techniques to solve complex business challenges, mentor junior team members, and drive effective risk management through innovative algorithms and d...

RemoteRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$149K - $223K *

Unlock potential by leading innovative risk modeling projects that support specialty finance. Collaborate cross-functionally to enhance underwriting practices and influence product pricing, while deve...

Columbus, OHRemote

Reposted 5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$173K - $245K *

Unlock insights through data analytics and experimentation to enhance credit risk management. Collaborate with cross-functional teams to optimize policies, monitor performance, and drive strategic gro...

United StatesRemote

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$120K - $160K *

The Renewal Risk Engineer will be responsible for underwriting and managing a renewal book of Management Liability and Professional Liability business. This role involves evaluating risk exposures, pr...

Central, SCRemote

Reposted 1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$95K - $125K *

Unlock potential by transforming raw financial data into structured datasets. Collaborate on innovative systems that cater to institutional investors, ensuring data integrity and market coverage while...

Toronto, ONRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a Credit Risk Analyst do?question toggle

    A Credit Risk Analyst assesses the risk that borrowers or counterparties may fail to meet their obligations. The work can include analyzing financial statements and credit data, monitoring portfolios, preparing risk reports, and recommending lending or exposure decisions.

  • What qualifications are common for Credit Risk Analyst jobs?question toggle

    Many roles seek a degree in finance, economics, accounting, mathematics, or a related field, along with experience in credit or financial analysis. Employers may also value quantitative skills, knowledge of risk regulations, and familiarity with tools such as Excel, SQL, or Python. Requirements vary by position.

  • What industries hire Credit Risk Analysts?question toggle

    Banks, fintech companies, asset managers, insurance firms, and corporations with lending or counterparty exposure commonly hire Credit Risk Analysts.

  • What career paths can follow a Credit Risk Analyst role?question toggle

    With experience, analysts may advance to senior analyst or credit risk manager positions, or move into portfolio risk, underwriting, model validation, or enterprise risk management.

  • Are Credit Risk Analyst jobs on Ladders vetted and high paying?question toggle

    Ladders focuses on vetted professional job opportunities paying $100,000 or more. Check each listing for its specific salary details, qualifications, and responsibilities.