Collaborate closely with cross-functional teams, including Marketing, Sales, Engineering, and Customer Support, to gather requirements and define product features and enhancements; conduct market research and competitive analysis to identify industry trends and customer needs, translating them into product requirements.

Lead the development and maintenance of credit risk models, leveraging advanced statistical techniques and machine learning algorithms to assess and mitigate credit risk across various financial products and customer segments.

Develop and implement advanced credit risk models (rule-based, heuristic, and machine learning) to support underwriting and portfolio management; Collaborate with technology, data engineering, and product teams to continuously optimize workflows.